5 Best Chase Credit Cards of 2018

JPMorgan Chase & Co., which does business as Chase Bank, is one of the oldest financial institutions in the United States. Chase operates in more than 60 countries and has $2.6 trillion in assets. One of Chase’s signature products is the company’s line of credit cards, including a wide range of both personal and business credit card options.

You can choose from several credit card types such as cash back, rewards, travel, and dining. Many Chase cards feature a signup bonus and 0% introductory rate for 15 months.

According to credit card travel journalist Jason Steele, “Chase offers some of the leading credit cards on the market. They’re especially strong in the area of travel rewards. They have co-branded cards with airlines and hotels.”

The best Chase card for you will depend on your lifestyle and spending habits. To help narrow down your choice, here are the top five Chase credit cards.

2018 Best Chase Credit Cards Reviews

1. Best Travel Credit Card: Chase Sapphire Preferred

The Chase Sapphire Preferred card is designed for people who travel frequently. The perks include a large signup bonus and generous points for all travel and dining expenses.

Highlights:
  • Earn 2 points per dollar spent on travel and dining, and 1 point per dollar on all other purchases
  • 0% APR promotional annual fee for the first year; it’s $95 after that
  • 50,000 bonus points after you spend $4,000 on purchases in the first 3 months
  • Transfer points to leading frequent travel programs at a 1:1 rate
  • No foreign transaction fee
  • No limit on points earned
  • Points don’t expire while card is open

If you’re a traveler, you can benefit from:

  • Trip cancellation/interruption insurance
  • Auto rental collision coverage
  • Baggage delay insurance
  • Trip delay reimbursement
  • Travel and emergency assistance services

2. Best Chase Card for Cash Back in Purchase Categories: Chase Freedom

The Chase Freedom offers a generous signup bonus and one of the best cash-back savings programs when you buy in certain purchase categories throughout the year.

Highlights:
  • $150 bonus when you spend $500 on purchases in your first 3 months
  • $25 bonus when you add your first authorized user and make a purchase within the same 3-month period
  • 5% cash back on up to $1,500 in combined purchases in quarterly bonus categories
  • 1% cash back on all other purchases
  • 0% introductory APR for the first 15 months on purchases and balance transfers
  • Points don’t expire while card is open
  • No annual fee

3. Best Chase Card for Straightforward Cash Back: Chase Freedom Unlimited

The Chase Freedom Unlimited gets the unlimited designation from the fact that you get 1.5% cash back on every purchase. There are no categories to remember. This makes this card one of the best Chase rewards cards.

Highlights:
  • $150 bonus when you spend $500 on purchases in your first 3 months
  • $25 bonus when you add your first authorized user and make a purchase within the same 3-month period
  • 5% cash back on every purchase
  • 0% introductory APR for the first 15 months on purchases and balance transfers
  • Points don’t expire while card is open
  • No annual fee

4. Best Chase Card for Balance Transfers: Chase Slate

The Chase Slate card has a rare, money-saving combination of an introductory 0% APR and a low 1% introductory balance transfer fee within the first 60 days.

Highlights:
  • 0% introductory APR for the first 15 months on purchases and balance transfers
  • 1% introductory balance transfer fee for the first 60 days
  • Points don’t expire while card is open
  • No annual fee
  • No penalty APR (Paying late won’t raise your interest rate)
  • Free monthly updated FICO score

5. Best Chase Card for Small Businesses: Ink Business Preferred

The Ink Business Preferred offers generous bonus points for signing up. You also earn points on purchases in categories where businesses spend the most.

Highlights:
  • 80,000 bonus points when you spend $5,000 on purchases in the first 3 months
  • Earn 3 points per $1 spent on certain select categories, up to $150,000 combined purchases annually
  • Earn unlimited 1 point per $1 spent on all other purchases
  • Points don’t expire while card is open
  • No foreign transaction fees

If you travel for business, you can benefit from:

  • Trip cancellation/interruption insurance
  • Roadside emergency assistance
  • Auto rental collision coverage

Whether you’re traveling or not, you also get:

  • Cellphone protection
  • Purchase protection
  • Extended warranty protection

Find the best Chase credit cards for you

Did you find a Chase card that seems to fit your lifestyle and budget needs? Before you sign up for a Chase card, think about comparing other top credit cards to see which option is right for you.

Chase credit card holders tend to have good to excellent credit. If you find that you have a lower credit score than is accepted by Chase, check into credit cards for people with bad credit.

To compare the best Chase credit cards against many others, check out SuperMoney’s Personal Credit Card Review page. 

CardRegular APR 
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