Do you have bad credit but need a personal loan? Heading to the bank to borrow the funds may be out of the question. However, you may consider a lender that offers “no-credit-check” personal loans, such as OppLoans. These loans same-day approvals and fast funding without requiring a credit check. The interest rates are high, but not as high payday loans. Their big selling point is they much easier to get approved for than a traditional bank loan.

Although most banks don’t require a hard credit pull to open an account, some do. Closing your account if it’s in bad standing, can definitely cause problems. Find out how to protect your credit score and still enjoy the benefits of a checking account.

It’s no secret. Student loan debt is out of control. As of September 2016, this figure had reached a whopping $1.4 trillion. (Source)

Are you financially strapped and need cash right away? Personal loans are an option to get the funds you need. But how do you know if you’ll get approved for a personal loan?

Do you have your eyes on a new ride? If you don’t have the funds sitting in a bank account, you’ll need to know how to finance a new car.

It was only a year ago that you were driving off the lot in your brand new ride. But now, you have an extreme case of buyer’s remorse, and it has nothing to do with the car. The problem is the outrageous interest rate on the car loan. Or maybe the interest rate is low, but you couldn’t afford the car in the first place.

Have you ever thought about how auto loans impact your credit score? Probably not, unless you’re obsessed with credit scores. Although improving your credit score shouldn’t be your primary reason for getting an auto loan, it’s good to know how it will affect it.

Does your credit score need a boost? Whether it’s to qualify for a new home or car, getting a personal loan can help get you build your credit.

After weeks of searching, you finally find a reliable used car that suits your needs. Even better, you’ve negotiated a great deal with the seller. Now, it’s time to figure out how to pay for it.

Your car is on its last legs and it’s time to find a replacement. Since you don’t have a ton of cash sitting in a bank account, you’ll need to apply for an auto loan.