partial pay installment

A Partial Pay Installment Agreement (PPIA) is the best tax relief program you have never heard about. Offers in Compromise (OIC) get all the attention for their “pennies on the dollar” debt reduction potential. But there is a lot to love about partial pay installment agreements. In some cases, partial pay installment agreements provide an […]

improve your credit score

Few things in life impact your financial health more than your credit score. Even someone with a great job and plenty of money in the bank could find themselves denied for a loan or a lease application if they have a poor credit score. This raises an important question. How long will it take to improve […]

Top 50 colleges by ROI

This study surveys the colleges with the highest ROI. You may be surprised by which colleges didn’t make it. A college education can be a great investment. College graduates earn 66% more than workers with just a high school diploma. And over their lifetime, the average college graduate earns around $1 million more than workers […]

debt consolidation loans

Bad credit scores affect more people than you may think. Roughly 77 million Americans have a debt that is at least 180 days past due (source). If you are one of them, you may struggle to find lenders who will accept your loan applications. This guide provides explains in detail what options are available to people […]

Auto Loan Industry Study Background

Auto Loan Industry Study

This comprehensive auto loan industry study investigates the latest data sources to reveal important auto financing trends and statistics. The U.S. auto loan industry continues to expand on the back of a 9-year growth in new auto loans. On the surface, the numbers look promising for auto lenders. In 2018, Total outstanding auto loan debt […]

FTC settles with Avant for $3.85 million

Avant, a leading online consumer lender, agreed to pay the Federal Trade Commission $3.85 million as part of a lawsuit settlement. Avant and the FTC filed the settlement order with U.S. District Court for the Northern District of Illinois on April 15, 2019. The FTC claims Avant overcharged consumers and unlawfully required consumers to consent […]

IRS Tax Relief Report

The IRS has just announced it is waiving the estimated IRS underpayment penalty for millions of taxpayers who fell short this year. It’s not every day the IRS decides to give millions of taxpayers a break, so savor the moment. Now let’s break down what this means for the average taxpayer. The IRS charges a […]

Marriott Bonvoy Brilliat Credit Card review.

Marriot is folding its Starwood and Preferred Guest and Ritz-Carlton Rewards into its new Bonvoy rewards program. To celebrate the union Marriot is promoting a new line of rewards cards with nose-bleed-inducing signup bonuses. Early adopters of the Marriot Bonvoy Brilliant American Express Card and the Marriot Bonvoy Business American Express Card can earn a 100,000-point […]

SunTrust BB&T Merger

The wave of bank mergers has started. Brian Moynihan, CEO of BofA, called it “simply a matter of time,” earlier this year at the World Economic Forum in Davos. Today, BB&T and SunTrust announced a $66 billion merger. If the deal goes through, they will become the sixth largest bank in the United States based on assets and […]