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Andrew Latham

Andrew is the Content Director for SuperMoney, a Certified Financial Planner®, and a Certified Personal Finance Counselor. He loves to geek out on financial data and translate it into actionable insights everyone can understand. His work is often cited by major publications and institutions, such as Forbes, U.S. News, Fox Business, SFGate, Realtor, Deloitte, and Business Insider.

articles from Andrew

234 posts

55 Companies That Help Employees Pay Student Loan Debt

Published 03/22/2017 by Andrew Latham

If paying off student loans is a struggle, you may want to get a new boss.

Short Answer: If you’re an Amazon Prime member you should probably get the Amazon Prime Rewards Visa. It has a larger signup bonus, offers the bonus rewards rate at Whole Foods Market, and can be used anywhere Visa is accepted. However, if you only care about getting a high rewards rate for Amazon purchases and you’re not a Prime member, you may be better off with the store card.

Should I Buy a New or Used Car?

Published 03/01/2017 by Andrew Latham

cars sold each year in the USA

Millions of people in the United States face huge medical bills. Dealing with crippling debt as well as health issues can be extremely frustrating and disheartening. The good news is there are steps you can take to get your medical bill reduced or even forgiven altogether.

Finding a cosigner can be a great way to qualify for a personal loan with better rates and terms, but it can be risky. If someone agrees to cosign your personal loan, the loan will show up on both of your credit reports. Your co-signer will also be on the hook for the loan payments if you default on the loan. This guide will help you lower your rates (and improve your terms) with a cosigner while avoiding some of the pitfalls that go with the territory.

A home equity line of credit, or HELOC, is one of the cheapest sources of credit available. Even people with poor credit can get large loans with low interest rates. What’s more, the interest you pay is tax-deductible. The downside is that a HELOC uses your home as collateral. If you don’t repay the loan plus interest, you could lose your home.

Best Student Loan Refinancing Companies in 2024

Published 11/11/2016 by Andrew Latham

The class of 2016 graduates have the most debt in U.S. history. More than 41 million Americans owe more $1.2 trillion in student debt. Even worse, over a quarter of student loans are delinquent. (Source) The state of student debt is grim. But what can you do to save money on your student loans?

How to Refinance Your Mortgage

Published 11/02/2016 by Andrew Latham

You already have a mortgage, but you’re wondering whether you can qualify for a better deal. Good. Complacency isn’t a good strategy for saving money. Refinancing your home loan could be a smart move. Read on for a step-by-step guide of how to refinance your mortgage.

The IRS, Scammers And Identity Theft

Published 10/27/2016 by Andrew Latham

Today, the Department of Justice charged 56 people and five call centers with conspiracy to commit identity theft, false personation of an officer of the United States, wire fraud and money laundering as part of an international tax fraud scheme. In connection with this case, 20 people were arrested in the United States and 32 individuals and five call centers in India were charged for involvement in a transnational criminal organization (source). Earlier this month, Indian police arrested 70 people for targeting Americans in a similar tax scam that may have stolen $55 million from taxpayers (source).

Prepaid Cards Hit with New Regulations by the CFPB

Published 10/11/2016 by Andrew Latham

Prepaid cards are one of the newest and fastest growing sectors in the electronic payment business. In 2003, the reloadable cards sector — another name for prepaid cards — was a small niche worth approximately $1 billion. Fast forward to 2012, and the prepaid cards sector was valued at $65 billion. By 2018, the sector is projected to grow to $112 billion (source). Click here for expert and consumer reviews on the top prepaid cards.

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