Andrew Latham
Andrew is the Content Director for SuperMoney, a Certified Financial Planner®, and a Certified Personal Finance Counselor. He loves to geek out on financial data and translate it into actionable insights everyone can understand. His work is often cited by major publications and institutions, such as Forbes, U.S. News, Fox Business, SFGate, Realtor, Deloitte, and Business Insider.
articles from Andrew
234 posts
HELOCs End-of-Draw Period: Beginning of a Mortgage Crisis?
Published 09/27/2016 by Andrew Latham
If you thought the housing bubble was behind us, think again. A new home loan financial storm is brewing and most of us are clueless about it. This article looks into home equity lines of credit and how they could trigger the next financial crisis.
Should You Hire a Debt Settlement Company or Do It Yourself?
Published 09/07/2016 by Andrew Latham
If you want help negotiating a settlement, it is often best to hire a good lawyer or a reputable debt settlement company. However, sometimes you are better off doing it yourself. This guide will help you decide whether to take on a DIY debt settlement or get help from a professional.
Offers in Compromise: How Much Will the IRS Usually Settle for
Published 09/02/2016 by Andrew Latham
Average offer in compromise amount.
Tax Debt Relief: The IRS’s Best Kept Secret to Pay Off Taxes
Published 08/23/2016 by Andrew Latham
If you owe $10,000 or more in taxes, you need to hear about the IRS’s best-kept secret: tax debt forgiveness. This brief guide explains what tax debt relief is and how you can use it to reduce your IRS tax debt.
6 Strategies to Pay Off Credit Card Debt in 2024
Published 08/02/2016 by Andrew Latham
Do you have a growing credit card debt that you feel you will never pay off? You are far from alone.
How to Avoid a Business Tax Audit
Published 07/27/2016 by Andrew Latham
Few things will send a colder chill down the spine of a small-business owner than an IRS business tax audit notice. Such notices cause panic, fear, doubt, and anxiety until the audit is concluded.
Debt Settlement Vs Bankruptcy – Which is Best for You?
Published 07/26/2016 by Andrew Latham
Debt settlement vs. Bankruptcy, which would you prefer? Both debt relief options have their pros and cons. Neither option is an ideal method to get out of debt. However, if you have exhausted all options to resolve your debt problem, both options can help you get out of debt and begin rebuilding your credit history, eventually.
7 Ideas to Reduce Student Debt this Summer
Published 07/18/2016 by Andrew Latham
Summertime is all about beach barbeques, margarita pool parties, epic camping adventures, and putting a dent in your student debt. Wait. What does something as depressing as student debt have to do with Summer? A lot, if you are one of the 43.3 million Americans with student debt.
How To Start Investing with $1,000 or Less!
Published 07/11/2016 by Andrew Latham
Congratulations! You managed to build up a small nest egg. Now it’s time to put that hard-earned money to work.
What To Do If Your Small Business Owes Back Taxes?
Published 07/05/2016 by Andrew Latham
If not managed correctly, back taxes can spell the end for a business. The good news is that most small businesses with back taxes can work things out with the IRS if they understand how the tax collection process works and are ready to negotiate. If your business owes money to the IRS money, consider these steps.