So you’re close to hitting 35, huh? The clock is ticking and the time we could get away with procrastinating about financial decisions is over. Sigh.

When it comes to personal finance management, your brain is a two-edged sword. If well trained, it can be a cold and calculating machine capable of incredible feats of self-control and frugality. If not kept in check, your brain can become putty in the hands of marketers, and ready to be manhandled by retailers and lenders.

We all want our children to succeed and be happy in life. These days, there are more options than ever for kids as they grow up and start their careers. One of the most popular ways is through entrepreneurship, which is why we’ve compiled a list of job ideas for kids who love to be creative (and earn some cash along the way).

Loyal3 is a new entry into the hungry pack of online discount stock brokers. However, it’s different to any of the other brokerage firms we’ve reviewed. While other wholesale brokers offer low commissions and trading fees, trading on the stock market is completely free with Loyal3. Yes, you read correctly. There are no buying or selling fees or commissions to worry about.

If credit cards were human, they would be bipolar. On the one hand they are convenient sources of free short-term (30 days) credit. They allow you the convenience of buying without cash, and lets you earn rewards for purchasing stuff you would have bought anyway. On the other hand, they can be twisted enablers that push desperate, or weak (or both) people into an endless cycle of debt.

Market corrections are like earthquakes in California. Everybody knows they are going to happen but nobody can predict when or where they will occur.

Your credit report plays a crucial role in your financial life, influencing everything from loan approvals to employment opportunities. However, errors in credit reports are more common than you might think. Recent findings show that 44% of consumers who check their reports find at least one error. This article provides strategies to improve your credit score, including how to remove inaccuracies and develop good credit habits.

“We are what we repeatedly do. Excellence, then, is not an act, but a habit.” – Will Durant

Conventional wisdom: you should only pay insurance coverage for significant potential losses that would represent a serious financial hardship. Most people need insurance on their home but not on a phone. Replacing a phone is annoying but, unlike losing a home, wouldn’t represent a financial catastrophe for most of us.

Labor Day weekend is a bittersweet holiday. Since it was first celebrated, it has been a weekend for friends and families to get together, relax and have fun. But it’s also the unofficial end of summer, which can make Labor Day a reminder of how fast summer went by and all the things you hoped to do but weren’t able to fit in.