Andrew Latham
Andrew is the Content Director for SuperMoney, a Certified Financial Planner®, and a Certified Personal Finance Counselor. He loves to geek out on financial data and translate it into actionable insights everyone can understand. His work is often cited by major publications and institutions, such as Forbes, U.S. News, Fox Business, SFGate, Realtor, Deloitte, and Business Insider.
articles from Andrew
233 posts
The Definitive Guide To Cash-Out Refinance
Published 01/10/2023 by Andrew Latham
Are you considering a cash-out refinance? If so, now is a good time to get serious about it. National homeowner equity has been on the rise, increasing by $981 billion (12.3%) since last year.
Accountants vs. CPAs: Which Is The Right Choice For You?
Published 01/10/2023 by Andrew Latham
Getting the right person to handle your finances is the key to financial success. Do you need an accountant? Do you need a CPA? What are the differences?
The Definitive Guide to Mortgage Relief
Published 01/10/2023 by Andrew Latham
Mortgages represent the largest form of consumer debt in the U.S., amounting to about $15.8 trillion as of Q3 2019.
The Definitive Guide to Chapter 7 Bankruptcy
Published 01/10/2023 by Andrew Latham
Are you struggling to meet your obligations to your creditors? Do you feel that you are drowning in debt with no way to catch up on your payments? If so, you may be considering filing for Chapter 7 bankruptcy to get a fresh start and rebuild your credit. But Chapter 7 is not right for everyone.
The Definitive Guide to Chapter 11 Bankruptcy
Published 01/10/2023 by Andrew Latham
Are you feeling the weight of your debt payments and struggling to make ends meet? Debt can drastically increase stress as creditors come calling, interrupting business operations and daily life. In some cases, you might simply be unable to repay the debts you owe. If so, Chapter 11 bankruptcy could be a way to start fresh.
Definitive Guide to Point-of-Sale Lending
Published 01/10/2023 by Andrew Latham
If your business offers big-ticket items, it may be hard to sell them. The biggest reason is that customers worry about adding too much to their credit card bill. Point-of-sale lending (POS lending) can help.
Credit Unions: The Definitive Guide to Bank Alternatives
Published 01/10/2023 by Andrew Latham
Have you heard friends or family members rave about how happy they are with their credit unions? Maybe they say the service is great or they got a super low interest rate on a loan or credit card.
401k Plans: Complete Guide on 401(k) Retirement Plans
Published 01/10/2023 by Andrew Latham
Saving for retirement is one of the best things you can do for your future. However, 50% of Americans surveyed won’t be able to cover their expenses in retirement (source).
529 Plans: The Definitive Guide on Saving for College
Published 01/10/2023 by Andrew Latham
529 plans are designed to help parents set aside money for their children’s college education and even K-12 private school on a tax-free basis. There are two types of 529 plans: 529 college savings plans and 529 prepaid tuition plans. 529 college savings plans are more common. However, a 529 prepaid tuition plan may be a good option in some situations.
Classic Car Restoration Loans: Ultimate Guide 2023
Published 01/10/2023 by Andrew Latham
The cost of restoring a classic car varies based on the wear and tear on the car, which parts you need, and whether you intend to restore the vehicle yourself. Fortunately, SuperMoney is here to help you understand classic car restoration loans and provide information to finance your restoration while keeping costs low.