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Andrew Latham

Andrew is the Content Director for SuperMoney, a Certified Financial Planner®, and a Certified Personal Finance Counselor. He loves to geek out on financial data and translate it into actionable insights everyone can understand. His work is often cited by major publications and institutions, such as Forbes, U.S. News, Fox Business, SFGate, Realtor, Deloitte, and Business Insider.

articles from Andrew

234 posts

Classic Car Restoration Loans: Ultimate Guide 2023

Published 01/10/2023 by Andrew Latham

The cost of restoring a classic car varies based on the wear and tear on the car, which parts you need, and whether you intend to restore the vehicle yourself. Fortunately, SuperMoney is here to help you understand classic car restoration loans and provide information to finance your restoration while keeping costs low.

Whether you’re a collector or an enthusiast, you won’t need a briefcase full of cash to buy an exotic car. Specialized lenders offer exotic car loans which can make your dream a reality. But how can you choose the right exotic car lender for you? And are standard auto loans ever a better option? Let’s discuss this.

Secured Personal Loans: An In-Depth Guide on Borrowing

Published 01/10/2023 by Andrew Latham

A secured personal loan is a loan that is secured by collateral. Common secured loans include auto loans, title loans, home equity loans, and pawn shop loans. The collateral on these loans reduces the investment risk for lenders. This allows them to offer lower rates or consider borrowers with poor credit. If the borrower fails to repay the loan, the financial institution can sell the collateral to cover some or all of the original loan amount.

Auto Equity Loans: Ultimate Guide 2023

Published 01/10/2023 by Andrew Latham

Auto equity loans may be an attractive option if you’re in a financial pinch and you’re not sure you’ll qualify for a traditional loan. They allow you to use the value of your car as security, even if you still owe money on it. The catch is you could lose your car if you don’t pay the loan back.

Student Debt Relief: How-to Guide to Reducing Payments

Published 01/10/2023 by Andrew Latham

If you have student loans, getting rid of them ASAP is likely one of your top priorities. Consolidating or refinancing your student loans is a great way to help you get student debt relief.

Student loans are the largest source of debt in the United States after mortgages, hence why financial aid is more important than ever.

First-Time Home Buyer Guide

Published 01/10/2023 by Andrew Latham

Embarking on the journey to buy your first home can be a daunting experience if you’re not well-versed in the mortgage industry. The process is often intricate, and complex, and can be frustrating for those unfamiliar with its ins and outs. Considering that it will take decades to pay off the loan, the stakes are undeniably high.

Ultimate Guide to Roth IRAs

Published 01/09/2023 by Andrew Latham

Planning for your retirement is an important part of maintaining your financial health. An individual retirement account or IRA represents one of several resources at your disposal. Depending on your individual circumstances, a Roth IRA may represent a smart addition or substitute for a traditional IRA.

401k Withdrawals

Published 01/09/2023 by Andrew Latham

If you have a 401(k) account, that money is earmarked for your future retirement. But if you need money now, you might be wondering if it’s worth withdrawing from your 401(k) to get it.

IRS Tax Audits

Published 01/05/2023 by Andrew Latham

IRS audits are one of the most stressful events you can go through as a taxpayer, even if you haven’t done anything wrong. According to a recent survey, 32 percent of Americans would prefer to break their arm, 13 percent would gladly spend a night in jail, and 6 percent would sell a kidney rather than doing their taxes. You have to wonder what they would do to avoid a tax audit! Although audits are never fun, they don’t have to be a traumatic experience.

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