Skip to content
SuperMoney logo
SuperMoney logo
Andrew Latham avatar image

Andrew Latham

Andrew is the Content Director for SuperMoney, a Certified Financial Planner®, and a Certified Personal Finance Counselor. He loves to geek out on financial data and translate it into actionable insights everyone can understand. His work is often cited by major publications and institutions, such as Forbes, U.S. News, Fox Business, SFGate, Realtor, Deloitte, and Business Insider.

articles from Andrew

287 posts

The Definitive Guide to Chapter 11 Bankruptcy

Published 01/10/2023 by Andrew Latham

Are you feeling the weight of your debt payments and struggling to make ends meet? Debt can drastically increase stress as creditors come calling, interrupting business operations and daily life. In some cases, you might simply be unable to repay the debts you owe. If so, Chapter 11 bankruptcy could be a way to start fresh.

Definitive Guide to Point-of-Sale Lending

Published 01/10/2023 by Andrew Latham

If your business offers big-ticket items, it may be hard to sell them. The biggest reason is that customers worry about adding too much to their credit card bill. Point-of-sale lending (POS lending) can help.

Have you heard friends or family members rave about how happy they are with their credit unions? Maybe they say the service is great or they got a super low interest rate on a loan or credit card.

529 Plans: The Definitive Guide on Saving for College

Published 01/10/2023 by Andrew Latham

529 plans are designed to help parents set aside money for their children’s college education and even K-12 private school on a tax-free basis. There are two types of 529 plans: 529 college savings plans and 529 prepaid tuition plans. 529 college savings plans are more common. However, a 529 prepaid tuition plan may be a good option in some situations.

Classic Car Restoration Loans: Ultimate Guide 2026

Published 01/10/2023 by Andrew Latham

Classic car restoration loans are financing options, usually personal loans or specialty collector car loans, that cover the cost of rebuilding a vintage vehicle. Borrowers typically pull from one of a few sources, each suited to a different part of the project.

Whether you’re a collector or an enthusiast, you won’t need a briefcase full of cash to buy an exotic car. Specialized lenders offer exotic car loans which can make your dream a reality. But how can you choose the right exotic car lender for you? And are standard auto loans ever a better option? Let’s discuss this.

Secured Personal Loans: An In-Depth Guide on Borrowing

Published 01/10/2023 by Andrew Latham

A secured personal loan is a loan that is secured by collateral. Common secured loans include auto loans, title loans, home equity loans, and pawn shop loans. The collateral on these loans reduces the investment risk for lenders. This allows them to offer lower rates or consider borrowers with poor credit. If the borrower fails to repay the loan, the financial institution can sell the collateral to cover some or all of the original loan amount.

Auto Equity Loans: Ultimate Guide 2023

Published 01/10/2023 by Andrew Latham

Auto equity loans may be an attractive option if you’re in a financial pinch and you’re not sure you’ll qualify for a traditional loan. They allow you to use the value of your car as security, even if you still owe money on it. The catch is you could lose your car if you don’t pay the loan back.

Student Debt Relief: How-to Guide to Reducing Payments

Published 01/10/2023 by Andrew Latham

If you have student loans, getting rid of them ASAP is likely one of your top priorities. Consolidating or refinancing your student loans is a great way to help you get student debt relief.

Student loans are the largest source of debt in the United States after mortgages, hence why financial aid is more important than ever.

Newer postsOlder posts