Andrew Latham
Andrew is the Content Director for SuperMoney, a Certified Financial Planner®, and a Certified Personal Finance Counselor. He loves to geek out on financial data and translate it into actionable insights everyone can understand. His work is often cited by major publications and institutions, such as Forbes, U.S. News, Fox Business, SFGate, Realtor, Deloitte, and Business Insider.
articles from Andrew
284 posts
Credit Unions: The Definitive Guide to Bank Alternatives
Published 01/10/2023 by Andrew Latham
Have you heard friends or family members rave about how happy they are with their credit unions? Maybe they say the service is great or they got a super low interest rate on a loan or credit card.

529 Plans: The Definitive Guide on Saving for College
Published 01/10/2023 by Andrew Latham
529 plans are designed to help parents set aside money for their children’s college education and even K-12 private school on a tax-free basis. There are two types of 529 plans: 529 college savings plans and 529 prepaid tuition plans. 529 college savings plans are more common. However, a 529 prepaid tuition plan may be a good option in some situations.

Classic Car Restoration Loans: Ultimate Guide 2023
Published 01/10/2023 by Andrew Latham
The cost of restoring a classic car varies based on the wear and tear on the car, which parts you need, and whether you intend to restore the vehicle yourself. Fortunately, SuperMoney is here to help you understand classic car restoration loans and provide information to finance your restoration while keeping costs low.

Exotic Car Loans: Definitive Guide To Buy Your Dream Car
Published 01/10/2023 by Andrew Latham
Whether you’re a collector or an enthusiast, you won’t need a briefcase full of cash to buy an exotic car. Specialized lenders offer exotic car loans which can make your dream a reality. But how can you choose the right exotic car lender for you? And are standard auto loans ever a better option? Let’s discuss this.

Secured Personal Loans: An In-Depth Guide on Borrowing
Published 01/10/2023 by Andrew Latham
A secured personal loan is a loan that is secured by collateral. Common secured loans include auto loans, title loans, home equity loans, and pawn shop loans. The collateral on these loans reduces the investment risk for lenders. This allows them to offer lower rates or consider borrowers with poor credit. If the borrower fails to repay the loan, the financial institution can sell the collateral to cover some or all of the original loan amount.

Auto Equity Loans: Ultimate Guide 2023
Published 01/10/2023 by Andrew Latham
Auto equity loans may be an attractive option if you’re in a financial pinch and you’re not sure you’ll qualify for a traditional loan. They allow you to use the value of your car as security, even if you still owe money on it. The catch is you could lose your car if you don’t pay the loan back.

Student Debt Relief: How-to Guide to Reducing Payments
Published 01/10/2023 by Andrew Latham
If you have student loans, getting rid of them ASAP is likely one of your top priorities. Consolidating or refinancing your student loans is a great way to help you get student debt relief.

Financial Aid: Ultimate Guide on Getting Money for College
Published 01/10/2023 by Andrew Latham
Student loans are the largest source of debt in the United States after mortgages, hence why financial aid is more important than ever.

First-Time Home Buyer Guide
Published 01/10/2023 by Andrew Latham
Buying your first home can feel overwhelming when you’re new to mortgages and real estate. Between lenders, sellers, agents, title companies, and all the paperwork, there’s a lot to juggle—and the decisions you make now can impact your finances for decades.

Ultimate Guide to Roth IRAs
Published 01/09/2023 by Andrew Latham
Planning for your retirement is an important part of maintaining your financial health. An individual retirement account or IRA represents one of several resources at your disposal. Depending on your individual circumstances, a Roth IRA may represent a smart addition or substitute for a traditional IRA.
