A transaction that brings your bank account balance below zero is known as an overdraft. When this occurs, your bank or credit union will charge you an overdraft fee.  However, its not that hard to avoid overdraft fees. Unfortunately, overdraft fees are a common expense consumers face. In fact, Americans spent $34.3 billion in overdraft fees in […]

should you pay off or refinance

As the owner of a rental property, your goal is to reduce your expenses and maximize your profits. Refinancing can help you achieve this goal. It can enable you to lower your interest rate and slash years off the term on your mortgage. But how do you know if and when it’s smart for you to refinance […]

Can you lease a used car?

Can You Lease a Used Car?

The car buying process often includes a debate over whether you should buy or lease. When it comes to leasing, you have more options than you may realize. Though it’s rarely advertised or spoken about, it’s possible to lease a used car. Most used cars that are available for lease are certified pre-owned vehicles that are less than […]

2018 average gutter replacement costs

Gutters play a vital role in protecting one of your largest investments: your home. When they become old or damaged, however, they can lose their ability to properly divert water. This can result in serious and costly home damages. For example, you may experience basement flooding, landscape erosion, roof damage, foundation issues, and more. You’ll want […]