payday loans beware

Payday Loans: Danger Ahead

Supporters of payday loans claim they provide a valuable service to the community by offering loans to people who would otherwise never qualify for credit. They’ll reason that payday loans are not meant as long-term loans but one-off deals to bridge the gap when people are strapped for cash. Although there are circumstances when a […]

The 25 Most Expensive Pens in the World

The golden age of fountain pens started in the roaring 1920’s when pens became works of art and treasured status symbols. Of course, nowadays few of us even carry a pen. Nevertheless, there is still an active market for fine writing instruments — and there are still buyers willing to pay premium prices for the […]

personal loans business loans

The quick answer is yes. Personal loans can and are often used to fund small businesses, but there are some important caveats to consider. While some lenders don’t care what you use the money for, others will deny loan applications from entrepreneurs looking for startup capital. Read SuperMoney’s expert and consumer reviews to find the […]

tax-secrets-you-just-have-to-know

The Top 10 Tax Secrets You Need To Know

Leona Helmsley, the so-called Queen of Mean, once boasted that only little people pay taxes. She paid for that remark and the accompanying arrogance that led her to flout tax laws by serving time in prison. While avoiding taxes you rightfully owe is neither wise nor legal, there’s no need to overpay. Understanding a few […]

credit score personal loans

It’s hard to overstate the importance of good credit. Whether you’re a college student, a working professional, a parent or a widower, building and maintaining good credit is vital. Big life decisions, such as buying a house, a car, leasing an apartment, or even getting a job, could depend on your good credit history. While […]

There are two types of people in the world; those who have enough money and those who obsess over money. While it is true that many of those who have plenty of money were born rich or got lucky by playing the lottery, there are also those individuals who have achieved financial security the old […]

Working A Second Job To Make Ends Meet

Whether you’re moonlighting at a second job or launching your own business on the side, you have decided to take on additional work in a bid to make more money, promote your career prospects or both. While you are certainly to be applauded for your hard work and ambition, you might also want to exercise […]

personal loan can help rebuild credit score after bankruptcy

Filing for bankruptcy clears many of your personal financial obligations, but it also places you in credit purgatory. Whether you declare Chapter 7 or Chapter 13, bankruptcy leaves a stain on your credit profile that will stay with you for up to 10 years. But you don’t have to wait 10 years to rebuild your […]

Glossary of lending terms jargon buster

If you’ve ever filled out a loan application, you might have wondered if it was written in a foreign language. Many of the individual phrases look like English, but the document as a whole is about as easy to understand as a Swahili auctioneer. Even words you thought you knew have an entirely new meaning. You’re […]

Buying a Car: Paying Cash vs. Auto Loan

When The Ides of March sang “I’m your vehicle; I’ll take you anywhere you want to go,” they were definitely not referring to YOUR car, which really doesn’t take you much of anywhere anymore. All indications point to the urgent need for a replacement set of wheels, so that you can put your old clunker […]