Back in the day, filing income tax returns mean sitting down at a desk or your kitchen table with paper forms, boxes of receipts, pencils, scrap paper and maybe a calculator. While some taxpayers continue to file their taxes using old school methods, many more are turning to Smartphones and tablets to get the job […]

can paying off your car improve your credit score

If you’re trying to buy a house or car or seeking a new job, making the effort to boost your credit score could mean the difference between success and disappointment, especially if your credit profile is marginal. Even if you’re not in the market for new credit, working to improve your credit score is a […]

The end of the year is such a hectic time, with holiday shopping, family get-togethers, parties and other festive occasions. Thinking about money hardly seems in tune with the season. But the end of the year is precisely the right time to map out financial strategies for the coming year.  Following these 10 tips can […]

During the height of the housing bubble, home equity line of credit (HELOC) financing and home equity loans represented two of the most popular forms of credit. Homeowners, some of whom had paid very little toward their mortgages, nonetheless were able to borrow against the equity created by the inflated value of their homes. But […]

You may be preoccupied with getting the right gifts for everyone on your holiday gift list or what to wear to that big holiday party – but you should also be thinking about how to tune up your finances. And although April 15 may be months away, there are strategies you should be executing now […]

Top Credit Cards For Good Credit

If you typically pay your bills on time and maintain a reasonably good debt to asset ratio, your FICO score probably ranges from about 660 to 719, which qualifies as “good credit” according to the MyFICO website. While you may not qualify for the very elite level of credit cards, your credit is in good […]

Best “Member Only” Discount Deals

Saving money on the things you really want is awesome. One of the best ways to score big discounts is through so-called member only shopping merchants and warehouse clubs. But determining which organization(s) to join varies by several factors, not least of which is the type of merchandise you normally buy. These 10 member only […]

Are you itching to purchase your own home? You could do far worse than any of the 10 booming metro areas listed (in no particular order) below. Whether you aspire to be a movie star, love country music, are avid about outdoor winter sports or simply crave year-round sunshine and warm temps, there is at […]

mortgage refinance

Back in the day, you may vaguely remember your parents throwing a mortgage-burning party to celebrate finally owning their home free and clear. Now you’re a homeowner but you’re a long way from burning your mortgage. In fact, you’re considering refinancing your mortgage, but you’re wondering if this is the right time to do so. […]

If you’re like most people, you appreciate any and all advice on how to save a few bucks, or even a lot of bucks. And there is no shortage of expertise or gimmicky strategies. But some of the best money saving tips are the simplest. You’ll save money without feeling deprived. Best of all, many […]