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Audrey Henderson

Audrey Henderson is a Chicagoland-based writer and researcher. She holds advanced degrees in sociology and law from Northwestern University. Her writing specialties are sustainable development in the built environment, policy related to arts and popular culture, socially and ecologically responsible travel, civic tech and personal finance.

articles from Audrey

88 posts

Top 10 Places To Get A Start-Up Business Loan

Published 02/18/2015 by Audrey Henderson

You have a great idea for a product or service, and the passion to be your own boss. That’s a great combination for a successful start-up, but there is one essential missing ingredient: start-up capital. If you’re lucky, you can obtain grant money, but grant money is hard to come by. Many aspiring entrepreneurs put their own skin in the game, bootstrapping their enterprises with credit cards. Other would-be business owners are able to obtain the cash they need from family and friends. But if those resources aren’t available to you, or you need to raise more money than those resources allow, there is still hop. Read on to see which are are the top sources for a start-up business loan.

Following a sharp increase in suspicious state income tax returns e-filed across the country filed using TurboTax, Intuit temporarily halted e-filing of state income tax returns with its popular tax software package on February 5, 2015. During the suspension in service , Intuit conducted an emergency investigation of the suspicious e-filed state tax returns through Palantir, a third-party security specialty firm. As a result of this investigation, Intuit declared that there had been no breach in its security system and resumed e-filing state tax returns with TurboTax the next day.

Top 20 Extravagant Mansions Owned by Rich People

Published 12/31/2014 by Audrey Henderson

“Champagne wishes and caviar dreams.”

The prevailing financial wisdom states that you should pay yourself first. Reality dictates that you also need to pay others – such as your landlord or mortgage lender, the lender that holds your car note, your cell phone service provider, etc. So should you keep your money in a savings account or in a checking account? In most cases, maintaining both types of accounts makes the most financial sense.

Before 1976, student loans were fully dischargeable through bankruptcy, just like most other forms of unsecured debt. But between 1998 and 2004, bankruptcy petitions increased from just over 1 million to 1.6 million annually, according to FindLaw.  The prevailing belief was that a large number of individuals filing bankruptcy petitions did so because of convenience rather than because they were actually unable to pay their bills.

4 Ways Banks Are Making Money Off of You

Published 11/24/2014 by Audrey Henderson

Banks have been around as long as anyone can remember, dating back as early as 2000 BC. They perform essential services, including providing a safe place for individuals and companies to keep their money. They process endless transactions and pay the people we want to pay, they even give us interest on some of our money that they hold. So how do they make money to be able to stay in business?

Don’t Fall Prey to Hackers This Cyber Monday: 20 Tips

Published 11/23/2014 by Audrey Henderson

Back in the day, Cyber Monday referred to the fact that many online shoppers only had access to fast Internet connections at work. Retailers recognized the phenomenon and began to offer fabulous post-Thanksgiving deals on the Monday after the holiday in addition to the traditional in-store shopping on Black Friday. Nowadays, Cyber Monday can occur anywhere: at home, even on the go through mobile phones and tablets.

Money may not buy you happiness, but having plenty of money can sure make your life easier.

Who doesn’t love IKEA? This Swedish import has made stylish living both affordable and easy. But many IKEA shoppers aren’t satisfied with accepting standard IKEA designs and furnishings.  With a combination of creativity and an easy to moderate level of do-it-yourself skills, many popular IKEA items can be hacked into amazing, functional objects that look way more expensive than the actual cost.

“VISA ALERT: Your debit/card has been temporarily disabled. * Please call VISA 24hr reactivation line (309) 277-8033.”

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