Large boat on the water

Summary: The cost of owning a boat will vary depending mostly on the type of boat you want and whether you have the space to store it yourself. If all you need is a dinghy, and you have a shed in which to store it, you could be in fishing heaven for as little as […]

Person placing money in a piggy bank while deciding between cds vs. bonds

Article Summary: Bonds and CDs are both relatively safe, long-term investment options. CDs tend to be shorter term (most with a maximum of five years), whereas bonds can have a lifetime of up to 30 years. Both offer interest rates that could make for great fixed-income investments should you use them for your retirement funds. […]

Article Summary: You can get out of an annuity a few different ways, though not all of these ways are free of penalties or fees. This includes withdrawing your funds during the free look period, replacing your annuity, or simply withdrawing your money and accepting a penalty. If you surrender an annuity early, you’re likely […]

Woman reviewing her financial statements to determine whether purchasing an annuity is worth it

Article Summary: There are several disadvantages to annuities that may make them a poor investment choice for some. For instance, annuities can be quite expensive, especially if you need to access your money before you turn 59.5. Because of this, it’s rather difficult to ensure you make back your initial investment if you plan to […]

Elderly couple looking and gesturing towards a computer choosing an annuity with favorable tax treatment

Article Summary: Annuities are given “favorable” tax treatment because the IRS doesn’t require you to pay income taxes on funds within an annuity. You can choose between funding a qualified or unqualified annuity, which is funded with untaxed or pre-taxed funds, respectively. While you’ll still have to pay taxes on that money eventually, an annuity […]

signing marriage book

Article Summary: From court fees to replacing important documents like your driver’s license, you can expect changing your name to cost you anywhere from $100 to $500, depending on which state you live in. These costs can be reduced, however, if you meet certain criteria, like getting married or divorced or applying for a fee […]

California State Capitol building

Article Summary: Most Americans should not expect student loan forgiveness from the Biden administration anytime soon. However, if you’ve worked in the service industry, have a total disability, or if you were defrauded by a for-profit college, you may be eligible for partial or total loan forgiveness. Despite campaign promises in April 2020 by then-candidate […]

View of tint on car window from inside with mountains out of focus in the background

Article Summary: The major determining factor of the cost to tint your windows is whether you’re going to do the work yourself or pay someone else to do it. DIY window tinters can tint all a car’s windows for well under $100, even when buying the highest quality film, whereas those seeking professional work should […]

Car keys with glasses of beer and bottle caps in the background

Article Summary: Depending on the state in which you are charged, DWI and DUI can mean different things. Though some states use both DUI and DWI, others use DWI to specify the driver was intoxicated and DUI to imply drug use was involved. Regardless of the terminology, DUI and DWI violations can have serious and […]