Benjamin Locke
articles from Benjamin
637 posts
Assignor vs. Assignee: Differences and Definition
Published 04/30/2022 by Benjamin Locke
Assignor and assignee are terms typically used to define roles in contract assignments. The assignor is the original party to the contract. They have the ability to assign the rights and benefits of said contract to a third party, otherwise known as an assignee. Typically, these are most used when considering wills and estate planning, as well as power of attorney.

EBITDA vs. Revenue: Differences and Calculations
Published 04/29/2022 by Benjamin Locke
When looking at the financial health and investment prospects of a company, one must obviously take into account how much revenue the company is generating. However, in order to get a complete picture of a company’s financial health, EBITDA is crucial. EBITDA is a different way of calculating a company’s financial health than revenue, by factoring in different elements that are fundamental to the way businesses are structured.

EBIT vs. EBITDA: Differences in Calculations
Published 04/29/2022 by Benjamin Locke
EBIT Vs. EBITDA: Both calculations are ways of assessing a company’s financial performance and financial health. They take into account what a company’s operating cash flow is, as well as the way its finances are structured. Although similar in some ways, they differ in a couple of key aspects. It is important to understand how both are calculated and why it matters for valuing companies.

Can You Buy a Money Order with a Credit Card?
Published 04/20/2022 by Benjamin Locke
No, you can’t buy a money order with a credit card. You use to be able to get money orders using a credit card at companies like 7-11 and Western Union, but they no longer accept credit cards as a payment method for a money order. However, you can use your credit card to purchase a cash advance or transfer money to your debit card, which you can use to buy a money order.

Can You Buy A House With A Credit Card?
Published 04/15/2022 by Benjamin Locke
You can technically use a credit card to buy a house, but you probably shouldn’t. Credit cards usually have much higher interest rates than other financing options, particularly if you use a cash advance. However, a credit card may be the only option available to homebuyers who need a little extra money to pay for closing costs, other fees, or part of the down payment.

How to Use Leverage to Build Wealth
Published 04/08/2022 by Benjamin Locke
Leverage is a phenomenal tool that allows you to take on debt or borrow against the assets you already have to increase your returns on a given investment. Here’s how to use leverage to build wealth. Whether it be real estate investments, equities, or even leveraging your own time in the modern world, leverage is quintessential to both preserving existing wealth and growing wealth at a much quicker rate. In order to fully maximize leverages’ benefits, you must understand how exactly it is used, and both the upsides and downsides of using it.

Stimulus Update: Is There A Fourth Stimulus Check?
Published 04/04/2022 by Benjamin Locke
The initial stimulus checks were an absolute godsend for Americans suffering through the first truly global pandemic in 100 years. However, are there more stimulus checks in the pipeline? The answer to this is both yes and no. We will take you through the money still available down the line and if anything more will be released in the future through a fourth stimulus check.
