Ben Luthi
Ben Luthi is a personal finance writer and a credit cards expert who loves helping consumers and business owners make better financial decisions. His work has been featured in Time, MarketWatch, Yahoo! Finance, U.S. News & World Report, CNBC, Success Magazine, USA Today, The Huffington Post and many more.
articles from Ben
119 posts
Best Robo Advisors in 2024
Published 05/11/2018 by Ben Luthi
Robo-advisors have become an extremely popular investment tool for Millennials and other investors. Rather than requiring you to make decisions like a passive investment strategy or pay high fees as you would with an active management strategy, robo-advisors enlist the help of technology to manage your portfolio.
Auto Refinance With Bad Credit and High Mileage
Published 05/02/2018 by Ben Luthi
If you have bad credit, you might feel like your options are limited when it comes to getting an auto loan or refinancing your current one. This might feel especially true if you are trying to auto refinance with bad credit and high mileage.
Best Credit Cards That Allow Cosigners in 2024
Published 05/02/2018 by Ben Luthi
Getting a credit card isn’t always easy, especially if you’re new to credit or have made some credit missteps.
What’s the Difference Between a Secured Card and a Prepaid Card?
Published 05/02/2018 by Ben Luthi
If you have bad credit, you’ve likely gotten mail offers and seen online advertisements for secured credit cards and prepaid debit cards.
37 Auto Insurance Discounts — The Ultimate Guide to Saving on Auto Insurance
Published 04/06/2018 by Ben Luthi
Auto insurance companies look at several factors when determining your rates, and you don’t have a lot of control over how they weigh those factors. But with the opportunity for auto insurance discounts, you may be able to find ways to lower your costs.
How Long Does it Take to Get a Credit Card? Top 7 Credit Card Issuers
Published 04/01/2018 by Ben Luthi
If you’re applying for a new credit card, you typically won’t be able to start using it immediately upon approval. And depending on your application and the issuer, you may not even get approved right away.
Can You Buy a Car With a Credit Card?
Published 03/30/2018 by Ben Luthi
If you’re like me, you’ll do anything to rack up credit card rewards. Whether it’s cash back or travel, there’s nothing like getting money from your credit card company for your everyday spending.
Gap Credit Card: In-Depth Review (Updated 2024)
Published 03/30/2018 by Ben Luthi
And unlike most store credit cards, you can also use the Gap credit card for non-Gap purchases because it’s a Visa card. Now, let’s dig into the details about what the card offers in terms of rewards and perks for loyal Gap shoppers.
How to Pay Your Mortgage With a Credit Card
Published 03/28/2018 by Ben Luthi
If you’re trying to think of different ways you can rack up credit card rewards, you may have wondered how to pay your mortgage with a credit card. After all, that’s probably your biggest monthly expense, and you’re going to have it for years to come.
Credit Card Dumps: What They Are and 5 Ways to Protect Yourself
Published 03/28/2018 by Ben Luthi
Identity fraud hit an all-time high in 2017, according to Javelin Strategy and Research, with a total of 16.7 million victims. Credit cards remain the top target for identity thieves because they’re easy to use.