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Ben Luthi

Ben Luthi is a personal finance writer and a credit cards expert who loves helping consumers and business owners make better financial decisions. His work has been featured in Time, MarketWatch, Yahoo! Finance, U.S. News & World Report, CNBC, Success Magazine, USA Today, The Huffington Post and many more.

articles from Ben

119 posts

Best Robo Advisors in 2024

Published 05/11/2018 by Ben Luthi

Robo-advisors have become an extremely popular investment tool for Millennials and other investors. Rather than requiring you to make decisions like a passive investment strategy or pay high fees as you would with an active management strategy, robo-advisors enlist the help of technology to manage your portfolio.

Auto Refinance With Bad Credit and High Mileage

Published 05/02/2018 by Ben Luthi

If you have bad credit, you might feel like your options are limited when it comes to getting an auto loan or refinancing your current one. This might feel especially true if you are trying to auto refinance with bad credit and high mileage.

Best Credit Cards That Allow Cosigners in 2024

Published 05/02/2018 by Ben Luthi

Getting a credit card isn’t always easy, especially if you’re new to credit or have made some credit missteps.

If you have bad credit, you’ve likely gotten mail offers and seen online advertisements for secured credit cards and prepaid debit cards.

Auto insurance companies look at several factors when determining your rates, and you don’t have a lot of control over how they weigh those factors. But with the opportunity for auto insurance discounts, you may be able to find ways to lower your costs.

If you’re applying for a new credit card, you typically won’t be able to start using it immediately upon approval. And depending on your application and the issuer, you may not even get approved right away.

Can You Buy a Car With a Credit Card?

Published 03/30/2018 by Ben Luthi

If you’re like me, you’ll do anything to rack up credit card rewards. Whether it’s cash back or travel, there’s nothing like getting money from your credit card company for your everyday spending.

Gap Credit Card: In-Depth Review (Updated 2024)

Published 03/30/2018 by Ben Luthi

And unlike most store credit cards, you can also use the Gap credit card for non-Gap purchases because it’s a Visa card. Now, let’s dig into the details about what the card offers in terms of rewards and perks for loyal Gap shoppers.

How to Pay Your Mortgage With a Credit Card

Published 03/28/2018 by Ben Luthi

If you’re trying to think of different ways you can rack up credit card rewards, you may have wondered how to pay your mortgage with a credit card. After all, that’s probably your biggest monthly expense, and you’re going to have it for years to come.

Identity fraud hit an all-time high in 2017, according to Javelin Strategy and Research, with a total of 16.7 million victims. Credit cards remain the top target for identity thieves because they’re easy to use.

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