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Ben Luthi

Ben Luthi is a personal finance writer and a credit cards expert who loves helping consumers and business owners make better financial decisions. His work has been featured in Time, MarketWatch, Yahoo! Finance, U.S. News & World Report, CNBC, Success Magazine, USA Today, The Huffington Post and many more.

articles from Ben

119 posts

Exotic Car Loans: Everything You Need to Know About Luxury Car Loans

Published 12/21/2017 by Ben Luthi

Whether you’re a collector or enthusiast, or you’re fulfilling a lifelong dream, buying an exotic car doesn’t have to require a briefcase full of cash. While there are specialized lenders that offer exotic car loans, it’s important to look at all your options to make sure you’re getting the best deal on your dream car.

144-Month Auto Loan: 3 Main Pros and Cons

Published 12/20/2017 by Ben Luthi

If you’ve got your eye on a high-end or exotic car, the chances are that you’re trying to figure out how to finance it. The good news is that you don’t have to be stuck with a conventional auto loan that requires you to pay off the car within just a few years. Instead, you may qualify for a 144-month auto loan through a specialized auto lender. Whether or not that’s the best decision for your new purchase, however, is another issue.

When you have an unexpected expense and don’t have the cash to make ends meet, you have several options, even if your credit is in the dumps.

If you have bad credit and need a car, there are plenty of legitimate ways to get an auto loan. Guaranteed auto loan dealerships might sound like a good idea, but there are a few reasons why you’ll want to avoid them.

Hackers accessed the information of 57 million Uber customers and drivers in 2016, according to a new report by Bloomberg. Leaked information included names, email addresses, and phone numbers, as well as drivers license numbers for hundreds of thousands of drivers.

Cost of a DUI: The Breakdown and 3 Ways to Pay

Published 12/01/2017 by Ben Luthi

If you’re driving under the influence of drugs or alcohol, the worst thing that can happen is that your choice results in the injury or death of yourself or innocent people. But there are other things to consider when calculating the cost of  DUI.

Installing solar panels on your roof is a good way to save money on electricity costs and reduce your carbon footprint. However, getting a loan to finance your solar panels can be difficult if you don’t know what you’re looking for. To get the best deal, you should always look for the best solar loan rates.

Borrowing money isn’t usually a rewarding experience, even if you manage to score a low interest rate. But with LendingClub’s new partnership with United MileagePlus, the airline’s loyalty program, both borrowers and investors of the marketplace lending platform can earn rewards to put toward their next flight.

Can You Get a Tax Deduction for a Solar Loan?

Published 11/22/2017 by Ben Luthi

Installing solar panels can help you save money on energy costs for years to come, but the initial expense can be overwhelming. According to HomeAdvisor, the average cost to install solar panels on your roof is $21,429. So with such a high cost, is there a possibility to get a tax deduction for a solar loan?

7 Tax Relief Options for Seniors

Published 11/20/2017 by Ben Luthi

Seniors citizens are at a disadvantage when it comes to earned income. For those who no longer work due to retirement, affording basic expenses can be difficult. Retirees are often limited in their income sources.

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