Getting a car loan can be a hassle. Since someone else owns the car while you’re paying off the loan, there are certain requirements you have to meet to purchase and maintain the car. Unsecured auto loans may be a better alternative.

If you have federal student loans, you likely already know that you can consolidate them and apply for an income-driven repayment plan to make it easier to pay off. Once you’ve decided that one or the other is the right decision for you, you’ll want to make sure you qualify, then go through the application process. Read on to learn more about how you can apply for federal student loan consolidation and repayment plans and take advantage of federal student loan benefits.

If you financed your car, chances are you could save some money by refinancing your loan. By doing so, you could lower your interest rate, monthly payment, or both.

Installing an in-ground swimming pool in your backyard is a major investment, with an average cost of $44,435. So, you’ll want to make sure you have a pool warranty to protect your investment. A leak, faulty filter, or a broken pipe can be expensive to fix.

Installing solar panels for your home is good for the environment, reducing your carbon footprint by as much as 95%. If that isn’t enough to convince you to install some on your roof, know that solar panels can also save you money on energy costs over the long run.

Finally, getting to purchase your own hot tub or spa can be a dream come true. Whether it’s to soothe aching muscles, entertain parties, relaxing with your significant other, or simply everyday stress relief, you can have it all right there at home.

If you have student loans, getting rid of them ASAP is likely one of your top priorities. Consolidating or refinancing your student loans is a great way to tackle your debt head on.

Refinancing private student loans can save you a lot of money. This article explains in detail how to do it right. However, think twice before refinancing federal student loans. You may be able to lower your interest rates, but it will mean losing borrower protections you definitely want to keep now since it is very possible that new student loan forgiveness plans will be implemented soon.

In the discussion about the student loan crisis, most of the attention goes to recent graduates. But the average parent borrows $21,000 to help a child through school, according to a study by researchers at the University of Southern California.

When it comes to paying off student loan debt, the struggle is real. There are several methods and strategies out there to help you pay it down faster, but this student loan hack is worth considering.