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Camilla Smoot

Camilla has a background in journalism and business communications. She specializes in writing complex information in understandable ways. She has written on a variety of topics including money, science, personal finance, politics, and more. Her work has been published in the HuffPost, KSL.com, Deseret News, and more.

articles from Camilla

62 posts

Financial Advisor vs. Accountant: Which One Do You Need?

Published 11/01/2022 by Camilla Smoot

Accountants can help those who have questions regarding taxes or need help with their tax returns. Financial advisors can help with general finance issues such as managing debt or creating a budget.

Companies That Had Their IPO in 2002

Published 10/31/2022 by Camilla Smoot

An initial public offering (IPO) is when a private company goes public for the first time and begins selling stocks. Some of 2002’s most notable IPOs included A&W, Netflix, PayPal, and Dick’s Sporting Goods.

Book value per share (BVPS) is used by investors to determine the value of a company’s stock. If investors find that the stock’s market price is below the BVPS, then the stock is undervalued, and vice versa. As a company’s BVPS increases, its stock price should also increase and become more valuable.

How To Get Pay Stubs From Direct Deposit

Published 10/05/2022 by Camilla Smoot

Pay stubs are usually generated every pay period and sent out with paychecks. If your paycheck is deposited directly into your bank account, you may need to take a few extra steps to get a pay stub. You can get a copy of your pay stub online or by contacting the payroll department in your company.

Top 20 Highest Paying Jobs in California in 2022

Published 09/19/2022 by Camilla Smoot

Surgeons, pathologists, and radiologists are the top three highest paying jobs in California in 2022, according to the U.S. Bureau of Labor Statistics. Most of the highest paying jobs in California are in the medical industry, but some law and managerial positions pay a good salary as well.

Top 20 Highest Paying Jobs in Florida in 2022

Published 09/18/2022 by Camilla Smoot

According to the U.S. Bureau of Labor Statistics, most of the highest paying jobs in Florida are within the medical field. Other high-paying jobs include various management, engineer, and pilot positions.

A banking app’s mobile check deposit feature allows customers to deposit checks through the app itself. Most major financial institutions in the United States offer customers this banking feature, though there are limits to the amount you can deposit. Deposit limits depend on the institution and how long your account has been open.

How To Transfer Money From Credit Card To Bank

Published 09/02/2022 by Camilla Smoot

There are several ways to transfer funds from a credit card to a bank account. However, they are typically expensive fees and high interest rates attached. Therefore, it’s generally recommended to only transfer money from a credit card when it’s an emergency and no other options are available.

Do Credit Cards Have Pins?

Published 08/25/2022 by Camilla Smoot

While there are credit cards that have PINs, they aren’t used that much compared to PIN-less cards, especially in the United States. In many cases, buyers sign a receipt instead of entering a PIN. PINs, however, offer an extra security level that you may not otherwise have. Because of this, people often use credit card PINs when traveling abroad, making purchases from kiosks, or getting cash advances. If you don’t have a credit card PIN and want one, you can talk to your issuer about creating one. You can also consider using a PIN-secured debit card linked to a checking account instead.

Is It a Good Idea to Use a Car as Collateral for Loans?

Published 08/23/2022 by Camilla Smoot

You can use your car as collateral on a loan as long as it has equity, but that doesn’t mean it is a good idea. A car can be used as collateral on secured loans, cashback auto refinances, and car title loans, but you risk losing your car if you default on payments. In general, it’s best to avoid using your car as collateral for a loan if it’s an emergency.

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