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David Hodges

David loves learning, doing research, analyzing data, and assessing arguments. Though he has two advanced degrees and some background in psychology, and though he's learned a great deal in his work with SuperMoney, he considers himself an interpreter of experts, not an expert himself. He enjoys using what he's learned, and what he's still learning, to help readers make better saving, spending, and investing decisions.

articles from David

24 posts

My Debit Card Chip Is Not Working — What To Do?

Published 10/18/2021 by David Hodges

The chips on today’s credit and debit cards make them more secure than old cards with only magnetic strips. But a card’s chip can stop working for a number of reasons, such as becoming demagnetized. What then? There are several solutions you can try, such as cleaning the chip and swiping your card instead. If the chip is OK, there are some things you can do to make sure it stays that way.

Where Is the Billing Zip Code on a Debit Card?

Published 10/18/2021 by David Hodges

Each debit card has a zip code associated with the user’s billing address that is used as a security code for certain purchases. This is also generally true of credit cards, but not prepaid Visa gift cards. It is important to remember your zip code, as it will be used frequently. Here are some ways to find the zip code associated to your debit card.

Can you still get a debit card though you don’t have a Social Security number? Yes, you can. You can also get a good bank account and a credit card if you want. This article will tell you how.

How To Find My Debit Card Number Online

Published 08/31/2021 by David Hodges

If the issuer of your card is highly focused on security, you probably won’t be able to find your debit card number online. Possibilities in other cases include, but are not limited to, finding it on the issuer’s website, finding it on an account statement, and making an educated guess with help from online databases. If it turns out you can’t find your debit card number online, that means your card is more secure.

Can You Purchase Airline Tickets With a Debit Card?

Published 08/30/2021 by David Hodges

Can you book a flight with your debit card? Yes, you can. This article will tell you things to keep in mind when buying plane tickets with debit cards. It will also tell you why you might want to consider credit cards instead if you fly often.

How Can I Withdraw Cash Without an ATM Card?

Published 08/27/2021 by David Hodges

You can still withdraw cash, even if you don’t have a debit or ATM card. How you’ll do so depends on a couple things. One is whether your bank offers a cardless ATM that you can access. Another is whether you have a bank account. To withdraw cash without a bank account gets a little more complex, but it can still be done. Read this article to learn more.

How Many Checking Accounts Can You Have?

Published 08/27/2021 by David Hodges

It is OK to have multiple bank accounts, checking accounts included. This article will tell you why having multiple accounts isn’t just OK but could be a good idea. It will also tell you the disadvantages of multiple accounts. If you have questions about having multiple accounts, you’ve come to the right place.

What Are the Advantages of a Debit Card?

Published 08/11/2021 by David Hodges

Using a debit card has advantages over using a credit card. It can help reduce impulse buying, for instance. It also has advantages over using cash or a check, such as faster transactions. You should review and consider the advantages of using a debit card before choosing another payment method.

Can You Book a Hotel with a Debit Card?

Published 08/11/2021 by David Hodges

Most hotels will let you reserve a room with either a credit card or a debit card. If you decide to book your room with a debit card, you should keep a few things in mind. One of the most important of these is the hold the hotel will put on your card. But there are other issues you should pay attention to as well. This article covers them.

A tax lien is the government’s subtle way of announcing to buyers it has a legal claim on the property until the tax debt is paid. Savvy property investors can find excellent deals at auctions. However, buying a house with a tax lien can be risky if you don’t know what you’re doing. This article takes a deep dive into everything you should know about homes and tax liens.

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