Guide To USDA Loans

$30 billion in USDA loans and grants issued in 2015 Are you looking to buy a home in a rural area, but having trouble finding a lender? Is your budget stretched so tight you don’t think you can afford to buy a home?  If you answered yes to those questions, you might want to consider […]


One of the largest purchases that you will make in your life is the home you buy—and most people don’t have a huge savings account that allows them to pay for a home in cash. You may have already taken out student loans, or gone through the loan process when you bought a car, but […]

Home For Sale Sign

Are you a looking to buy a home, but don’t have much money saved up for a down payment?  Do you have a credit score less than 640?  Do you pay your bills on time, but don’t have much of a credit history?  If, for any reason, you just don’t fit the conventional mortgage mold, […]

Best Home Renovation Loans

Whether you’re a long time homeowner looking to spruce things up,  or just recently bought a fixer-upper,  home improvements can be a daunting challenge.  Figuring out how to finance it can be even more of a task.   This guide to financing for home improvements will walk you through the process and make undertaking a renovation […]

Piggy Bank and Money

Budgets. We all have them. From every individual household to local municipalities, to state governments, to the federal government, decisions must be made as to how the money will be spent. While budgets may not be so exciting to talk about, they are necessary and must be dealt with—whether they have been balanced or not. So […]


Perhaps you are already very mindful when it comes to budgeting your money each month. Maybe you have already cut down unnecessary spending, such as eating out or grabbing a coffee on the way to work, or even dropped costly habits, like smoking. You may have already even made room in your budget to save […]

How To Save For Retirement

Saving for retirement is like exercising, healthy eating, and not smoking. Noble goals we don’t always get round to. This article will give you 9 ways you can start saving for your retirement today (or the next business day). We will also see how low-cost wealth management companies and brokerages can help you diversify your […]

reasons you don't want a tax refund

It seems like it was only yesterday that the world was ringing in the New Year. Now tax season is in full swing. This year, the deadline is April 18, 2016, but there’s no need to wait that long, especially if you’re expecting a tax refund. In fact, the IRS began accepting completed federal tax […]


Your home is a big investment. When you are looking to spend money on improvements or upgrades, you want to get the most bang for your buck. Even if you don’t have plans to move, keeping new trends and other value-based factors in mind is always a good idea. Typically, the trends that make a […]

Credit Score Auto Loan

Looking for a new car? Car shopping can be fun, yet frustrating. There are so many makes and models, all with differing options. After you have decided what kind of car you want and what options you need, you then must decide if you are going to buy a new or used car, or lease […]

How To Get Rich

Whether you are planning for retirement or just wanting to get the most out of your savings, it is important to know your investment options. But how do you choose where to invest your money, how to do it, or with which product? In this article, we’ll talk about how to get rich quick and […]

red paperclip

Sometimes in life, you have to dream big. Sometimes in life, you have to do the unexpected. Sometimes in life, you have to do both. That is what Kyle MacDonald did. Kyle MacDonald Back in 2005, Kyle was enjoying life and by his own accounts, wearing awesome t-shirts all the while. He had good ideas […]

Best Cities with High Paying Jobs

If you’re looking for a job—or just looking for a better job—then you may need to take a look at moving. While the U.S. economy has been relatively sluggish over the past few years, there are some cities that are still doing quite well, and that is where you will find the best opportunities in […]

Hundred Dollar Bills

So just how far do one hundred dollars go these days? Well, the answer may just depend on where you live. The Tax Foundation has analyzed the real value of 100 dollars in each state. Because 100 dollars will buy less in a state such as New York, and more in a state like Kansas, […]

improve your credit score

A credit score is a number ranging from 300-850, which creditors use to evaluate how well you will potentially be able to repay your bills. There are three credit bureaus: Transunion, Experian, and Equifax. These agencies receive information about you from creditors and compile that information into a credit risk score. Some creditors send information […]

Stock Market

If you are looking to invest in individual stocks in 2015, you are going to want to look at the fundamentals of the company in order to know if it is a potentially good investment. Of course, there is always going to be uncertainty in the markets, but by taking a look at companies which […]

Hundred Dollar Bills

You have probably heard the saying “Good things come to those who wait.”  In some circumstances that may hold true, but believe it or not, you have a lot to do with the things that come your way in life.  Your work ethic, your values, your faith, your attitude towards life and others… it all […]

Retirement Planning Tips

Retirement planning.  It is typically not high up on the priority list of “stuff to do today.”  Between balancing a job, school, family, and a plethora of other activities, it is easy to push retirement planning aside.  With the strains on time, it is sometimes hard to plan out a schedule for the next week, […]