Guide To USDA Loans

Why you may want to consider a USDA loan

$30 billion in USDA loans and grants issued in 2015 Are you looking to buy a home in a rural area, but having trouble finding a lender? Is your budget stretched so tight you don’t think you can afford to buy a home?  If you answered yes to those questions, you might want to consider […]

How_To_Get_Preapproved_Home_Loan

One of the largest purchases that you will make in your life is the home you buy—and most people don’t have a huge savings account that allows them to pay for a home in cash. You may have already taken out student loans, or gone through the loan process when you bought a car, but […]

FHA Loans Low Down Payment

How to Buy a House With Low Down Payment

Are you a looking to buy a home, but don’t have much money saved up for a down payment?  Do you have a credit score less than 640?  Do you pay your bills on time, but don’t have much of a credit history?  If, for any reason, you just don’t fit the conventional mortgage mold, […]

Best Home Renovation Loans

A Guide to Financing for Home Improvement

Whether you’re a long time homeowner looking to spruce things up,  or just recently bought a fixer-upper,  home improvements can be a daunting challenge.  Figuring out how to finance it can be even more of a task.   This guide to financing for home improvements will walk you through the process and make undertaking a renovation […]

budgets family budget federal spending

Budgets. We all have them. From every individual household to local municipalities, to state governments, to the federal government, decisions must be made as to how the money will be spent. While budgets may not be so exciting to talk about, they are necessary and must be dealt with—whether they have been balanced or not. So […]

stretch budget further

10 Ways To Stretch Your Budget Further

Perhaps you are already very mindful when it comes to budgeting your money each month. Maybe you have already cut down unnecessary spending, such as eating out or grabbing a coffee on the way to work, or even dropped costly habits, like smoking. You may have already even made room in your budget to save […]

How To Save For Retirement

Saving for retirement is like exercising, healthy eating, and not smoking. Noble goals we don’t always get round to. This article will give you 9 ways you can start saving for your retirement today (or the next business day). We will also see how low-cost wealth management companies and brokerages can help you diversify your […]

It seems like it was only yesterday that the world was ringing in the New Year. Now tax season is in full swing. This year, the deadline is April 18, 2016, but there’s no need to wait that long, especially if you’re expecting a tax refund. In fact, the IRS began accepting completed federal tax […]

Your home is a big investment. When you are looking to spend money on improvements or upgrades, you want to get the most bang for your buck. Even if you don’t have plans to move, keeping new trends and other value-based factors in mind is always a good idea. Typically, the trends that make a […]