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Heather Skyler

Heather Skyler writes about business, finance, family life and more. Her work has appeared in numerous publications, including the New York Times, Newsweek, Catapult, The Rumpus, BizFluent, Career Trend and more. She lives in Athens, Georgia with her husband, son, and daughter.

articles from Heather

74 posts

LendingClub vs. Prosper : Which is Better?

Published 02/15/2017 by Heather Skyler

LendingClub and Prosper are two online lending companies that are disrupting the way typical lenders, such as banks and credit unions, work.

It costs money to borrow money. Banks, credit unions, online lenders, credit cards, and payday loan companies all charge an annual fee in the form of an interest rate for any type of loan.

A  study conducted by Business Insider revealed that close to 40% of millennials don’t visit banks and only 38% of millennials in the U.S. visit a bank for something besides the ATM. Despite the growing trend to conduct most or all bank business online, there are advantages to getting a personal loan from a bank. It’s a good idea to visit an actual branch and talk to a real live person. Then, of course, you can go back to your computer to make the loan payments in your comfy chair.

Where to Find a Small Dollar Loan

Published 11/09/2016 by Heather Skyler

You need a quick, small amount of cash for a broken-down car, medical emergency, or a pile of bills you can’t get ahead of. Perhaps your credit score isn’t good enough to get a large loan from a bank, or you don’t want to borrow more than you need. What are your options?

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