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Jamela Adam

articles from Jamela

97 posts

Is TurboTax Live Worth It? 2026 In-Depth Review

Published 03/01/2023 by Jamela Adam

Though TurboTax Live is pricier than its other options, there are plenty of benefits that can make it a worthwhile investment. Some of these benefits include personalized tax advice and support from a tax professional or CPA. If you have a complicated tax situation or just want to ensure your taxes are filed without any mistakes, the extra cost may be well worth the peace of mind.

How often you should use your credit card to keep it active depends on your credit card issuer. However, if you don’t use your credit card for an extended period of time, your credit card issuer could close your account without warning. Though this may not sound serious, it could actually have a negative impact on your credit score. To keep your credit card active and maintain a good FICO score, try to use your card at least once every three to six months.

Though you can use a debit card as credit, this doesn’t mean your debit is a credit card. Instead, it merely affects how quickly your payment is processed. As long as you manage your debit card wisely and don’t overspend, using your debit card as credit at checkout could help keep your PIN safe from fraud and protect the funds in your checking account.

10 Best Jobs That Pay $20 An Hour

Published 02/24/2023 by Jamela Adam

Some of the best jobs that pay around $20 an hour include virtual assistant, bookkeeper, real estate agent, or customer service representative. While some of these positions require technical certifications or advanced degrees, others don’t have any education requirements.

Lease Purchase Agreement: Things To Know

Published 02/23/2023 by Jamela Adam

With a lease purchase agreement, you can rent and live in a property before making the final decision to purchase it outright. However, this arrangement is much less flexible than a lease option agreement and could result in serious financial consequences if you breach the contract. So before signing on the dotted line, make sure you understand what you’re getting yourself into.

Unfortunately, you cannot get solar panels for free. Even so-called “free” no-money-down solar leases and power purchase agreements come with financial commitments that could be costly in the long run. However, though getting solar panels for free is not possible, there are financing options available like HELOCs and solar loans to help homeowners afford these renewable energy systems.

Condo vs. Townhouse: What Are The Differences?

Published 02/23/2023 by Jamela Adam

When deciding between a condo vs. a townhouse for your next home, there are many factors to consider — from square footage and maintenance needs to HOA rules and amenities. By understanding the differences between these two types of properties, you’ll know whether you’d rather become a condo owner or a townhouse owner.

Yes — you can buy a house during or after bankruptcy. Chapter 7 requires a waiting period before you can qualify, while Chapter 13 allows you to buy a home during repayment with court approval. Your loan type, credit profile, and payment history determine how soon you can qualify and what mortgage options are available.

Unlike a physical debit card, you can start using your instant virtual debit card with an online bank account immediately without waiting days for it to arrive in your mailbox. Plus, you can add your card details to Google Pay or Apple Pay to make contactless purchases online or in person. If you’re interested in taking advantage of the many benefits that come with a virtual debit card, be sure to do your research and compare the features from different providers to find the best fit for you.

Can You Use Credit Cards To Pay Bills?

Published 01/23/2023 by Jamela Adam

Paying your monthly bills with a credit card can be a great way to build your credit file, track expenses, and boost your credit score. However, certain bills — such as installment-based debt — might not allow you to pay with a credit card. So before using this method to pay bills, check with the merchant or service provider to see whether they accept credit card payments and if there are any fees associated with it.

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