Julie Bawden-Davis
Julie Bawden-Davis is a widely published journalist specializing in personal finance and small business. She has written 10 books and more than 2,500 articles for a wide variety of national and international publications, including Parade.com, where she has a weekly column. In addition to contributing to SuperMoney, her work has appeared in publications such as American Express OPEN Forum, The Hartford and Forbes.
articles from Julie
120 posts
How Much Does a Kitchen Remodel Cost? 4 Most Expensive Features
Published 08/07/2017 by Julie Bawden-Davis
Do you dream of cooking your favorite meal in a state-of-the-art kitchen? If so, you can make that dream a reality. But first find out what a kitchen remodel costs.
What Is the Average Cost of an Outdoor Pool? 6 Factors to Consider
Published 07/31/2017 by Julie Bawden-Davis
Thinking about installing an outdoor pool in your backyard? The idea is tempting for many obvious reasons. That’s why there are 10.4 million residential pools in the U.S. (source). But it isn’t an easy decision to make.
How Federal and Private Student Loan Consolidation Works
Published 07/30/2017 by Julie Bawden-Davis
If you’re like many college graduates, you’ll graduate with a degree in one hand and piles of student loan debt in the other. Today’s college grads carry an average student loan debt of $32,731 [source].
Should You Consolidate Your Student Loans with a Mortgage Refinance? Pros and Cons
Published 07/26/2017 by Julie Bawden-Davis
If you’re a homeowner who has student debt you’d like to pay off as soon as possible, you might be in luck. Your home can now do more than just keep you warm at night. It can also help you pay off your student loans.
Top 7 Funding Options for Buying an Established Business
Published 07/12/2017 by Julie Bawden-Davis
Do you dream of owning your own business but are afraid of the scary statistic that 50% of businesses with employees fail within five years? Buying an established business may be the answer to your prayers.
5 Ways to Fund Your Business Without Venture Capitalists
Published 06/19/2017 by Julie Bawden-Davis
Venture capitalists may have had some big successes with companies like Apple, Google, and Facebook, but these are just rare wins that prop the myth of VC financing. The truth is less than 1% of U.S. companies have raised capital from VCs, the industry is contracting (source), and the average fund either breaks even or loses money (source).
10 Side Jobs You Can Start Today: Money Making Gigs
Published 06/14/2017 by Julie Bawden-Davis
If you’re trying to climb out of debt and have cut as many expenses as possible, it may be time to supplement your income. Increase your chances of becoming financially fit by taking on a side job.
Best Business Lines of Credit for 2024
Published 06/07/2017 by Julie Bawden-Davis
If you want to take your business to the next level, you probably need an increase in working capital. A business line of credit can provide cash infusion when you need it and the best business lines of credit can offer some attractive possibilities.
A New Parent’s Guide to Life Insurance
Published 05/01/2017 by Julie Bawden-Davis
While baby makes three is certainly a time for celebration, it also introduces the sobering reality that there’s a little bundle of joy now depending on you. For that reason, it’s important to protect your child financially should something happen to one of his or her parents.
Should You Refinance Your Mortgage? How to Decide
Published 04/18/2017 by Julie Bawden-Davis
Refinancing — paying off your existing mortgage and getting a new one — can be good for your finances, if you get a better interest rate and/or lower monthly payments.