Young man looking over dealership paperwork with a young woman in a car dealership

Article Summary: Tesla leasing can be a good option if you can’t afford to buy a Tesla outright or if you want to test drive it before purchasing. You can lease a Tesla by ordering it directly from the manufacturer or by visiting a physical Tesla dealership. Teslas are available to lease in 42 states, […]

Red Tesla charging at a charging station

Article Summary: Gas savings, low maintenance and electricity costs, advanced technology, and government tax credits are some of the benefits that make Teslas worth it to their owners. However, the high price tag and insurance costs, coupledl with reliability issues, has kept Tesla struggling in rankings by magazines like Consumer Reports. Tesla is inarguably one […]

Two hands shaking with a smiling woman in a business suit in the background

Article Summary A chief executive officer and a company president are considered two of the most important roles in corporate governance. A CEO oversees the company’s strategic goals and reports to the board of directors, while the president is responsible for more of the hands-on implementation of corporate goals into the workforce. In some cases, […]

Hands holding a piggy bank

Article Summary: Sweep accounts are bank or brokerage accounts that automatically transfer money that exceeds a certain threshold into an account that earns a higher level of interest. They can also be used to pay back loans or as a way of moving money from an investment account to a checking account when the balance […]

Stock price chart, magnifying glass, and other documents for tracking lithium prices

How to Invest in Lithium

Article Summary Although there isn’t a futures market for lithium, as there is for copper or gold, you can invest in lithium by buying stocks (or ETFs) in companies that work directly with lithium. These companies may mine for the metal or use it to produce things like lithium-ion batteries. Lithium is a versatile and […]

Businesswoman standing in front of shop

What Does ISO Mean?

Article Summary: ISO stands for the International Organization for Standardization, which is an independent international organization that develops various sets of standards to ensure quality, safety, and efficiency. ISO certification ensures that a product, service, or system meets all the organization’s standards of quality assurance. Being ISO certified can help a business acquire new customers, […]

couple getting a loan

Article Summary: A home equity loan is a type of debt that allows homeowners to borrow against the equity of their homes. To apply for a home equity loan with bad credit, it’s useful to check your credit report, calculate your debt-to-income ratio and the amount of equity you have, determine how much you need, […]

home with front yard

Article Summary: You can refinance your home after bankruptcy. If you filed for Chapter 7 bankruptcy, you can obtain conventional loans within four years, and government-backed loans (including FHA loans and VA loans) within two to three years. If you filed for Chapter 13 bankruptcy, the waiting periods are two years for conventional loans and […]

Various stock numbers on a screen

What To Invest In During War

Article Summary: Wars can increase the volatility of markets, but they typically don’t have a long-term impact on them. Defense stocks often become popular because of their direct impact on conflicts, but demand for safe-haven investments like gold and even cash can also increase during periods of unrest. Taking a long-term approach to investing and […]

Stacks of coins with graduation cap on top and a blue book in background

Article Summary: An F1 student can invest in the stock market and cryptocurrencies, as well as open Roth IRAs and contribute to 401(k) plans. However, all profits they make from stock trading must qualify as passive income for F1 students to retain their status as full-time students. As long as students have a Social Security […]

Duplicated picture of a man holding a fraud sign

Article Summary: Police do sometimes investigate identity theft cases, but the success of this investigation may depend on how much information you already have about the theft. Identity theft can happen to anyone and can affect your credit score and ability to do things like rent an apartment, buy a car or get a loan. […]

Woman holding a credit card looking upset at a laptop screen

What is Swiping Scamming?

Article Summary: Card swiping scamming, also known as card skimming, is a common way that thieves steal your card information. This occurs when you swipe your debit card or credit card through a skimming device and it captures your card’s information. These are typically attached to a legitimate card reader at an ATM, gas station, […]

lady concerned because she is being called by debt collectors

Article Summary: Debt collection calls can be bothersome, incessant, and, in some cases, illegal. Collection calls can be made for a variety of reasons, but there are steps you can take to protect yourself, should they become unwanted. In addition to using the 11-word phrase to stop debt collectors, you can also send a cease […]

woman leaving her rented living space

Article Summary: Breaking a lease agreement doesn’t have to hurt your credit score, and the lease itself may tell you how to break it early without negative consequences. It’s important to read through your lease thoroughly to understand the terms, as cars, apartments, and other properties will contain different language depending on the lease. Refusing […]

Young man looking over dealership paperwork with a young woman in a car dealership

Article Summary: There are a few obstacles to owning a car if you are under the age of 18. Most states require you to be a legal adult to register a car in your name, and insurance companies will not sell policies to minors. This is also true if you are paying for the vehicle […]

One hand reaching to receive a check from another hand across a desk

Article Summary: A counter check is a blank form you can get at a bank or credit union. Counter checks, also called starter checks, are most often used when someone opens a new checking account. They can be printed and used instantly, and function as a personal check. However, this check does come with a […]

Hands of a man signing a contract

Article Summary: A credit reference, also referred to as a letter of good standing, is a document that verifies the creditworthiness of an individual or business. Credit references are often used to support rental applications, but they can also be required for loan applications and utility services. Types of credit references include credit reports, asset […]

generic illustration of debit card and credit use

Article Summary: A NetSpend prepaid debit card is a reloadable and prepaid card that allows you to complete transactions without a bank account. NetSpend offers prepaid MasterCard and Visa debit cards, and all cards are insured by the FDIC. Someone can send money to your NetSpend card via direct deposit, through a PayPal account, or […]

One hand reaching to receive a check from another hand across a desk

Can I Write a Check to Myself?

Article Summary: Writing a check to yourself is a legal way to transfer money safely. You can write a check to yourself to transfer funds to a personal checking account or to move funds between accounts at the same bank. Aside from writing a check to yourself, you can also transfer funds electronically through ACH […]

Person sitting on floor with legs crossed and papers scattered on floor

Article Summary: In general, credit card interest for personal cards is not tax-deductible. However, the IRS does consider credit card interest tax deductible when it’s for business expenses. That being said, there are ways to reduce credit card interest payments for personal expenses, including transferring debt to a balance transfer card, and using tax refunds […]