roboadvisors best performing

Robo-advisors are on the rise. It’s not surprising: they’re a convenient, one-stop solution for investing goals. If you’re looking to start investing, the right robo-advisor can help you maximize your gains and minimize fees. But with so many to choose from, how do you know which robo-advisor is right for you? One way to narrow […]

What is 0% APR

What is a 0% APR offer?

Are you applying for a new credit card? If so, you’ve probably encountered 0% APR offers. In the right situation, this perk can be hugely beneficial. A 0% APR credit card offer can help you pay off your debt or cover costs in an emergency. But there’s a catch: no 0% APR offer lasts forever. […]

how to maximize points airlines hotels

Credit card reward programs are a great way to save money while traveling. But how much are they really worth? Unfortunately, there’s no simple answer. The value of your miles or points varies from one program to another. Even within the same program, the value of your points will change depending on how you redeem […]

Renters and Home Insurance That Covers Dogs

If you think renters insurance is a waste of money, you are not alone. Only 37% of renters have renters insurance but 95% of homeowners have a homeowners insurance policy, according to a survey by ORC International. 37% Percentage of American renters who have a renters insurance policy. And it’s not a money issue. Renters […]

capital gains and taxes

Did you receive a Schedule D (Form 1040) in the mail this tax season? If so, you must have sold assets in the past year. If you made a profit on your sale, you’ll have to pay taxes on it; and if you lost money, that loss can reduce your tax liability. But regardless of […]

Learn everything you need to know about the 2019 Tax Season

Article Summary: This nuts-and-bolts guide to filing your taxes will clue you in on how to prepare for and pay the latest round of federal taxes without making costly mistakes. From getting prepared before you fill out any forms, to choosing the right filing status and optimizing your deductions, to enlisting the assistance of software […]

IRS Tax Notices

154 million Tax returns processed by the IRS in 2018 It’s scary when you receive an unexpected envelope in the mail from the IRS. An IRS Letter or Notice can mean any number of outcomes, but not all are bad. This ultimate guide to IRS Letters and Notices will describe the types of notices that may […]

Retirement planning tips by age

32% Percentage of Americans on target to cover their current expenses when they retire. No matter what stage you are in life, there are tweaks available to improve your path to retirement. Whether you are just starting out or about to hit retirement, we have tips on retirement planning by age for you. This comprehensive […]

best personal loans with no credit check

The world is full of opportunities when you have excellent credit. But what steps should you take when you’re first starting out and don’t have a credit history? Here are nine ways to get a loan with no credit. How to get a loan with no credit history Perhaps you’ve found yourself in a place where you’re saying “I […]

auto repair costs expenses

There are numerous factors to consider when buying a car, starting with whether to buy new or used. Buying used may not be as glamorous but it’s a smart move from a financial standpoint. A new car begins to depreciate the second it’s driven off the lot. The average sedan loses nearly $7,500 of its […]

How Much Should you Spend On a Car

In most cities across the US, owning a car is a necessity. We need them to get to work, run errands, and have a social life. But when it comes to buying one, how much should you spend on a car? Let’s take a look. How much should you spend on a car? The answer will vary […]

offshore banking tax penalty relief

Offshore wealth is big business. According to a 2013 report by the Boston Consulting Group, there was $8.5 trillion in offshore wealth. Other reports have the total offshore wealth at $32 trillion (source). It is perfectly okay to have money in an offshore bank. The problem arises when you do not report it to Uncle […]

DIY debt settlement

Student loan debt is rising at an alarming rate, but undue hardship on student loans might be an option for some. The total now exceeds $1.5 trillion, and 10.7% of the total debt is 90+ days delinquent or in default. The weight of this debt is crushing the financial stability of the average American – over 44 million, to […]

IRS Tax Relief Program Tax filing status

Article Summary You may qualify for a tax exemption that saves you thousands of dollars and not even know. Your tax authority won’t typically inform you about the exemptions available. You need to research what property tax exemptions are available in your area and apply. Check the websites of tax agencies in your city, county, […]

what is a virtual credit card

Whether you are shopping online or giving your credit card number over the phone, it can be scary to share your personal information. Criminals are constantly searching for cracks in the system to steal your information. This is where virtual credit card numbers can protect you. But what is a virtual credit card and why […]

how to deduct charitable donations

The Tax Cuts and Jobs Act of 2017 changed the way that taxpayers file their taxes. By raising standard deductions and setting limits on deductions for state and local taxes, the Act demotivates itemizing deductions. This means that most taxpayers will lose the tax benefits of charitable contributions. However, if you donate enough, it is […]