Learn everything you need to know about the 2019 Tax Season

$24,000 New standard deduction for married filing jointly. With the passage of the Tax Cuts and Jobs Act, preparing your 2018 taxes is not business as usual. There are many changes to the tax laws this year that you need to know about. Remember that taxes are due Monday, April 15th this year. Although that […]

IRS Tax Notices

154 million Tax returns processed by the IRS in 2018 It’s scary when you receive an unexpected envelope in the mail from the IRS. An IRS Letter or Notice can mean any number of outcomes, but not all of them are bad. This ultimate guide to IRS Letters and Notices will describe the types of […]

Retirement planning tips by age

3 Retirement Planning Tips For Every Age Group

32% Percentage of Americans on target to cover their current expenses when they retire. No matter what stage you are in life, there are tweaks available to improve your path to retirement. Whether you are just starting out or about to hit retirement, we have tips on retirement planning by age for you. This comprehensive […]

best personal loans with no credit check

9 Ways To Get a Loan With No Credit

The world is full of opportunities when you have excellent credit. But what steps should you take when you’re first starting out and don’t have a credit history? Here are nine ways to get a loan with no credit. How to get a loan with no credit history Although a good credit score is important, there are ways to borrow money […]

auto repair costs expenses

There are numerous factors to consider when buying a car, starting with whether to buy new or used. Buying used may not be as glamorous but it’s a smart move from a financial standpoint. A new car begins to depreciate the second it’s driven off the lot. The average sedan loses nearly $7,500 of its […]

How Much Should you Spend On a Car

In most cities across the US, owning a car is a necessity. We need them to get to work, run errands, and have a social life. But when it comes to buying one, how much should you spend on a car? Let’s take a look. How much should you spend on a car? The answer will vary […]

offshore banking tax penalty relief

Offshore wealth is big business. According to a 2018 report by the Boston Consulting Group, there was $8.2 trillion in offshore wealth. Other reports have the total offshore wealth at $32 trillion (source). It is perfectly okay to have money in an offshore bank. The problem arises when you do not report it to Uncle Sam.  If […]

DIY debt settlement

Student loan debt is rising at an alarming rate, but undue hardship on student loans might be an option for some. The total now exceeds $1.5 trillion, and 10.7% of the total debt is 90+ days delinquent or in default. The weight of this debt is crushing the financial stability of the average American – over 44 million, to […]

IRS Tax Relief Program

Even when you’ve paid off your home, there is one bill you cannot eliminate – property taxes. In most states, this bill will continue to increase year after year as the value of your home appreciates. But there are ways to reduce your annual property tax bill and keep more money in your pocket. What is property […]

what is a virtual credit card

Whether you are shopping online or giving your credit card number over the phone, it can be scary to share your personal information. Criminals are constantly searching for cracks in the system to steal your information. This is where virtual credit card numbers can protect you. But what is a virtual credit card and why […]