how to maximize points airlines hotels

Credit card reward programs are a great way to save money while traveling. But how much are they really worth? Unfortunately, there’s no simple answer. The value of your miles or points varies from one program to another. Even within the same program, the value of your points will change depending on how you redeem […]

Renters and Home Insurance That Covers Dogs

If you think renters insurance is a waste of money, you are not alone. Only 37% of renters have renters insurance but 95% of homeowners have a homeowners insurance policy, according to a survey by ORC International. 37% Percentage of American renters who have a renters insurance policy. And it’s not a money issue. Renters […]

CPA vs accountants

CPAs vs. Accountants, that is the dilemma. When searching for a professional to prepare your taxes, the difference between an accountant and a CPA can be puzzling. Simply put, all CPAs are accountants, but not all accountants are CPAs. Certified Public Accountants (CPAs) have to pass the CPA exam and meet certain state and education licensing requirements, […]

capital gains and taxes

Did you receive a Schedule D (Form 1040) in the mail this tax season? If so, you must have sold assets in the past year. If you made a profit on your sale, you’ll have to pay taxes on it; and if you lost money, that loss can reduce your tax liability. But regardless of […]

Learn everything you need to know about the 2019 Tax Season

$24,000 New standard deduction for married filing jointly. With the passage of the Tax Cuts and Jobs Act, preparing your 2018 taxes is not business as usual. There are many changes to the tax laws this year that you need to know about. Remember that taxes are due Monday, April 15th this year. Although that […]

IRS Tax Notices

154 million Tax returns processed by the IRS in 2018 It’s scary when you receive an unexpected envelope in the mail from the IRS. An IRS Letter or Notice can mean any number of outcomes, but not all of them are bad. This ultimate guide to IRS Letters and Notices will describe the types of […]

Retirement planning tips by age

32% Percentage of Americans on target to cover their current expenses when they retire. No matter what stage you are in life, there are tweaks available to improve your path to retirement. Whether you are just starting out or about to hit retirement, we have tips on retirement planning by age for you. This comprehensive […]

best personal loans with no credit check

The world is full of opportunities when you have excellent credit. But what steps should you take when you’re first starting out and don’t have a credit history? Here are nine ways to get a loan with no credit. How to get a loan with no credit history Although a good credit score is important, there are ways to borrow money […]

auto repair costs expenses

There are numerous factors to consider when buying a car, starting with whether to buy new or used. Buying used may not be as glamorous but it’s a smart move from a financial standpoint. A new car begins to depreciate the second it’s driven off the lot. The average sedan loses nearly $7,500 of its […]

How Much Should you Spend On a Car

In most cities across the US, owning a car is a necessity. We need them to get to work, run errands, and have a social life. But when it comes to buying one, how much should you spend on a car? Let’s take a look. How much should you spend on a car? The answer will vary […]