Skip to content
SuperMoney logo
SuperMoney logo

Lindsay VanSomeren

Lindsay is a recent college graduate living in Fort Collins, CO. She taught herself how to manage her money after a series of bad encounters with student loans, low-paying jobs, and a house from hell. Today, she’s working hard to pay off her debts, earn more money, and find her dream job as a wildlife biologist. You can find her work on many financial sites like Magnify Money, Credit Sesame, and Centsai.

articles from Lindsay

11 posts

How Much Time Should You Take to Pay off Your RV Loan?

Published 06/09/2017 by Lindsay VanSomeren

RVing is a quintessential American pastime, and with the rising trend of #vanlife, its popularity has only grown. Just last year, RV manufacturers shipped 504,599 brand-new RVs—17% more than the previous year.  If you’d like to jump on the wanderlust bandwagon, you’ll probably need to take out an RV loan.

Sometimes it seems like you need a Ph.D. to decode car insurance terms. What do all the numbers mean? What is the difference between comprehensive insurance and collision insurance? And for goodness’ sake, what the heck do all those acronyms stand for?

How Much Money Can You Get with a Business Loan?

Published 05/26/2017 by Lindsay VanSomeren

Tesla. Google. Walt Disney. Virgin.

Small Business Grants: How to Get Free Money for Your Startup

Published 05/17/2017 by Lindsay VanSomeren

You might have hopes for world domination when you launch your startup, or at least market domination. It takes a lot of work to get such a business off the ground, though.

How Do Auto Loans Affect Your Credit Score?

Published 05/17/2017 by Lindsay VanSomeren

There are lots of reasons for paying off a car loan early. Once you’ve paid off your debt, you’ll own your own car! You’ll be free of your obligation to the lender, and you’ll pocket hundreds of extra dollars every month. And successfully paying off your auto loan will boost your credit score.

If you’ve bought term life insurance, congratulations! You’ve taken an important step in protecting your loved ones from financial hardship.

How to Find the Best Whole Life Insurance Policy

Published 05/01/2017 by Lindsay VanSomeren

Ah, whole life insurance. Few products are more controversial in the financial world. Critics say  whole life insurance salespeople are simply doing the financial equivalent of selling ice to an Eskimo because most people don’t need these pricey policies. But for other people, whole life insurance can literally be a lifesaver under the right certain circumstances.

How To Get The Best Auto Loan Rates

Published 04/21/2017 by Lindsay VanSomeren

The average auto loan in America is about $30,000 at a 60 month loan term. With an interest rate of 3.0%, you’ll pay a total of $2344 in interest over the life of the loan. But if you increase the rate to 6%, that interest expense balloons to $4799. That’s $2445 more or almost 10% of the original purchase price!

What Should You Pay off First: Your Mortgage or Your Auto Loan?

Published 04/17/2017 by Lindsay VanSomeren

It’s hard to juggle multiple loans. Every month, they consume a significant portion of your paycheck. This goes doubly if you are juggling auto and home loans — likely two of the biggest purchases you’ll make in your life. As such, the combined balances and monthly payments can be huge.

Is Getting a Cosigner for Your Auto Loan a Good or Bad Idea?

Published 04/16/2017 by Lindsay VanSomeren

It can sometimes be tough to get an auto loan, especially if you don’t have good credit or a steady paycheck. You may be charged outrageous rates for an auto loan, and in some cases, you might even be denied outright.

Older posts