The housing market was in good shape this year — so good, in fact, that demand for homes to buy was greater than supply. Some would-be home buyers may have found themselves unable to purchase for a variety of reasons, even as other factors like low interest rates were attractive for buyers. So should you […]

When the Federal Reserve slashed interest rates close to zero, it did take some time for the reduction to filter down into the mortgage market. Mortgage rates are nowhere near that low, but they have declined a from where they were before the Fed cut rates to zero. In fact, mortgage rates are hovering around […]

Alternative investments can play an essential role in anyone’s portfolio, but for the average investor, they may seem too complex. Including alternative investments is a great way to increase diversification in your portfolio, but first you must understand what they are. Types of alternative investments Alternative investments are anything that doesn’t fit in the traditional […]

Buying a house is a big step, especially for first-time buyers. There is a lot to think about, especially if the economy is in a recession. There can be benefits to buying a home during a recession, but there are also risks to take into considerations. Here are some things you will need to think […]

Many people are refinancing their homes now while mortgage rates remain near record lows. If you’ve decided to look into the process, then there are several pieces of information you should gather before you actually move forward. It’s best to have everything at your fingertips before you start working with a loan officer or broker. […]

The CARES Act was an unprecedented stimulus package that provided wide-ranging financial assistance, from stimulus checks to funds for small businesses. One provision that hasn’t been discussed as much is the increased access to funds earmarked for retirement. The CARES Act waives some penalties for withdrawing from a 401(k) or other defined contribution plan or […]

If you’re researching how to recover from financial mistakes, then you’re not alone. A new poll by the Robert Wood Johnson Foundation found that nearly half the American households in America (47%) are facing serious financial pain. Improving one’s finances and repairing one’s credit is now part of the American way of life. Luckily, that […]