Most people have no idea that under the U.S. law’s definition, there are technically 6 credit bureaus that track consumers’ financial exploits. The lesser-known of the bunch – ChexSystems, Telecheck, and EWS – are reporting agencies that provide info to financial institutions when consumers apply for new accounts. If you’ve ever walked away from a […]

Student Loans

Today was a real doozie for me. I was sorting out my student loan info because the servicing company had requested my most recent tax documents at the beginning of December. Oops. I’d meant to do it (promise!), but the holidays took their toll and it must’ve slipped my mind. As I sifted deeper into […]

Since the holidays are now behind us and we’ll still be around come the new year, it’s time to turn our attention to getting our financial houses in order. Don’t worry—I’ll start. Here’s what I’m planning to do in the new year to tidy up my money mess and set myself up for success in […]

Holiday Side Hustles

Here on Everything Finance, we’ve covered countless ways to save money during the holidays. Today, I’m going to focus on some ways to score some extra money to use on all those presents you still need to buy for everyone on your list. It’s still early enough to squeeze in some extra moneymaking ventures before […]

I, for one, simply dread the holidays. I once looked forward to their arrival – I eagerly penned my Christmas list with delight, and I always wondered why my mom seemed so stressed out all season long. Now I know. I’ve become a parent, so I feel the newfound need to create an entire “experience” […]

Here at Everything Finance, we look at all things money from a variety of angles. Today, in light of the upcoming holiday season, I’d like to focus on consumerism versus family. Our economy needs a boost, and one-way retailers are attempting to infuse a jolt of much-needed cash into their yearly earnings is by capitalizing […]

Okay, okay – I know the post title is a touch on the dramatic side. But not really. See, I’ve known about Pinterest for quite some time, but I’ve never really used it before. I’m an SEO and social media writer by trade. That’s why it was inevitable that I would eventually have to break […]

It’s a common malady in this economic climate: not having enough money to pay the bills. The majority of the U.S. population is struggling, and things aren’t looking to lighten up any time soon. Most families today are living paycheck-to-paycheck, and it’s ripping apart national morale bit by bit. There’s a much bigger issue at […]

It’s true there’s a difference between rich people and the rest of us. People can become “inadvertently” rich for many reasons: inheritance, family money, winning the lottery, or luck with some awesome stock pick or cool new invention. But it merits pointing out that those “self-made” souls have quite a bit in common when it […]

Everyone seems to be living in suspended financial hibernation these days. The economy has been in the toilet for quite some time now, but if history teaches us anything, chances are it will bounce back at some point down the line. Will you be prepared? Saving for an emergency fund is a critical move at […]