Young woman on laptop happy she was able to remove hard credit inquiries from her credit report.

Article Summary: Every time you apply for a new line of credit, lenders will usually take a hard credit pull on your credit report. A single hard credit inquiry only drops your FICO® Score (the most commonly used scoring model) by about five points. But multiple inquiries — particularly if they are fraudulent or inaccurate […]

How To Get The How to Ge the Best Deal On A Used Car

Article Summary: Lots of myths still surround the experience of the used car buying process. Debunk those myths with these tips to help you buy the right used car that fits your budget and needs. Table of contents: How to budget for a used car Consider the certified route How to get the best deal […]