How many credit reporting bureaus

When thinking about credit bureaus in the United States, most people think of the three major ones – Equifax, Experian, and TransUnion. However, there are many more credit reporting agencies out there. There’s actually a fourth national one called Innovis, as well as other smaller bureaus that help lenders determine eligibility for various loan products. […]

What is your Innovis credit report?

With so much in the news about identity theft and personal data being hacked, it can be scary to think of what could happen with our sensitive information. Since the huge data breach at one of the major reporting bureaus Equifax, many have recommended that consumers should freeze their credit reports to help protect themselves from […]

what is a personal line of credit?

When you have an unexpected expense, you don’t have the cash for, or when you a bit behind on your bills, you may think the quickest and best solution is to use your credit card. However, opening a credit card can be a hassle, and it isn’t the only (or necessarily the best) way to […]

5 Best Personal Lines of Credit

If you’re in need of some cash, you may have considered taking out a personal line of credit – and depending on your circumstances — it could be a great idea to do so. But if you want to find the best personal lines of credit for your specific situation, it’s vital you do your […]

Can You Buy a Car Before The Lease is Up

While leasing a car gives you the flexibility of getting another car within a few years and making cheaper monthly payments than you would if you purchased a car, it can be a hassle if you want to end your contract early. Before heading to the dealership to see if you can buy a car […]