Autumn has barely rounded the corner, but the winter holiday planning is already well underway thanks to the savvy marketers of the airline and hotel industries. We all can find plenty of ways to spend money this season, but how can we save money on holiday travel?

Bicycle sharing systems have become quite popular and rather standard in major European and Asian cities. From around the world, residents and tourists alike can take advantage of rentable bikes to move around the city. Across the pond, there are 34 bike-sharing programs in more forward-thinking cities. This includes New York City, which currently has the most extensive system. With so many different options available, there’s plenty of cheap transportation for college students.

Maybe you were bored, maybe you were hungry, maybe you went over to a friend’s house and saw her new HDTV. And you just had to have one too. You headed straight for the mall or your fave electronics store. And then, well, it was all such a blur, and suddenly you´ve got quite a few hundred dollars more on your already cumbersome credit card balance.

Everyone knows that college tuition is ridiculously expensive. The U.S. Education Department released statistics last month which shows that a shocking 41% of students have taken out loans to pay for school; this is up from 35% four years ago. But on the other hand, an unprecedented 57% of college undergraduates are receiving federal aid, including grants and scholarships to those from low-income families.

Nowadays, average tuition and fees for state residents at an in-state public university are almost $10,000 per year, and if you’re attending a private university, the costs can be over FOUR times this amount.

Being a freshman in college is bound to be a fun-filled and enlightening year, but as you might have learned in school, freedom comes with responsibility—including financial responsibility. This is especially important if you’ve already got student loans looming over your head.

How many times a week do you simply walk into a convenience store or neighborhood shop to grab some drinks, a bag of snacks or a candy bar?

Working for yourself? Congrats!

If you’re the average American, you’re earning about $50,500 a year.

Although going green is regarded as the “smart thing” to do, there remains the general idea that transforming your home into a sustainable space is still too expensive. Many people think that the upfront costs of solar panel installation, for example, won’t be paid back until 5 to 10 years down the line.