secured vs. unsecured debts

When people think about their debt, they often lump it all into one category. They don’t consider there are actually two types of debt – secured and unsecured – and even subcategories within these two types. In simple terms, secured debts are those that require assets to be held as collateral, such as a house for […]

Optima Tax Relief

Optima Tax Relief, the largest tax relief company in the United States, has been included for the fourth consecutive year in Inc. magazine’s list of the 5000 fastest-growing private companies. The annual Inc. 5000 event will be on October 17-19, 2018, at the JW Marriott San Antonio Hill Country Resort. The list ranks companies based on […]

debt bill consolidation

How Does Bill Consolidation Work

Are you feeling overwhelmed by how many credit cards you have with high balances and high interest rates? Or maybe you only pay the minimum due each month and have a zero balance in your savings account. If you answered “yes” to any of those questions, bill consolidation may be the answer for you. Get […]

Optima Tax Relief CEO David King

Optima Tax Relief CEO David King has won a Glassdoor Employees’ Choice Award honoring the Top CEOs in 2018 in the U.S. SMB category. Glassdoor released its annual report recognizing the Top CEOs, which highlights top leaders employees love working for at small and medium companies in the U.S. What makes a great CEO? CEOs have a difficult job. […]

Finance a funeral

Planning a funeral is stressful and emotionally taxing in so many ways. The last thing you want to worry about is the cost and how to finance a funeral. It’s true that some funeral homes and some lenders do specialize in loans to cover funeral costs. But you won’t know if you’re getting the best […]

what kind of life insurance should I buy

No one really wants to think about life insurance, but, at some point — maybe around 1.5 kids and a dog — you invariably will. That’s because life insurance is important: It provides financial cover to your dependents in the wake of your untimely death and provides you with some valuable peace of mind. But if […]

SoFi CEO and Co-founder steps down

SoFi today announced that co-founder and CEO Mike Cagney plans to step down as the company’s chief executive before year end. The company has begun a search for Cagney’s successor as CEO, and Cagney will remain in the role until the board names a successor. “I believe now is the right time for SoFi to start […]

Student loan forgiveness 7 things that could mess it up

Millions of student loan borrowers look to the Public Student Loan Forgiveness (PSLF) program to get relief from their college debt. Created in 2007, PSLF forgives student loans for qualifying public servants after 10 years of payments. What’s more, recipients don’t have to pay taxes on the forgiven balance like they do with the Department […]

student loan relief scams

Today’s college graduates have an average student loan balance of $32,731, according to the Federal Reserve. For some, that’s higher than their starting salary, making it nigh impossible to make the minimum monthly payments. $32,731 Average student loan balance If you feel like the pressure of your student loans is becoming too much, you might […]

Student loan scams -- How to avoid the traps

You know it, we know it—student debt is tough. But student loan scams are worse. Some months, it seems impossible to find enough cash to buy food, pay rent, pay the phone bill, AND pay off your student loan. According to the Federal Student Aid Data Center, as of December 2016, about 31.5 million students owe […]

SuperMoney_Finnovate

We’re proud to announce that SuperMoney launched our loan offer engine at Finovate – a conference that showcases cutting-edge banking and financial technologies. SuperMoney helps people compare financial services. To date, we’ve helped millions of people shop for loans, investments and other financial products. As a financial services aggregator, SuperMoney partners with the world’s leading […]

Finance_New_Car

The average price of a new car in the United States is $34,372, according to Kelley Blue Book’s recent numbers, which is up 2.5% from 2015 numbers. However, the costs of owning a vehicle is much more than the sticker price. If you don’t consider all the money you will have to spend on a car, […]

find best cheap car insurance

With car insurance policies averaging nearly $900 per year nationwide (source), getting the best value possible is a must. But with so many companies and policies to choose from, where do you start? Get Competing Personal Loan Offers In Minutes Compare rates from multiple vetted lenders. Discover your lowest eligible rate. Get Personalized Rates It’s quick, free […]

Differences Between Conforming Loans and Non-Conforming Loans

Congratulations! If you are reading this, then you are most likely looking into becoming a homeowner. This is a big decision, and there’s a steep learning curve. There’s all kind of new things to learn. Something that always confounds first-time homebuyers is navigating the mortgage process, especially when it comes to deciding what kind of […]

sofi vs citizens

SoFi vs. Citizens Bank

Finding the right bank to refinance your student loans can be a challenge. If you limit yourself to the top lenders in the field, then you’ll end up comparing SoFi and Citizens Bank at some point. The student loan industry in this country is in crisis. Unfortunately, many current and former students simply can’t keep […]

SoFi vs Laurel Road

If you are researching student loan refinancing and consolidation, you have probably run across SoFi and Laurel Road, two of the biggest names in the business. Social Finance (SoFi) and Laurel Road, a division of Darien Rowayton Bank (DRB), are both reputable lenders with some subtle differences. Here is a comparison of the pros and […]

How to get approved for credit card

Applying for a credit card today is often as easy as handing over a couple of pieces of information and waiting for a response. Getting approved for a credit card, however, is a different matter. The good news is that card approval rates are on the rise.  A Consumer Finance Protection Bureau (CFPB) report indicates […]

Best Balance Transfer and 0% Interest Credit Cards

Being overloaded with debt can be stressful. If you’re not able to keep up with your monthly bills, your credit suffers, which could make it even more difficult to get a car or home loan later on. If you need cash to consolidate some of your debt, you probably have two choices: balance transfer credit […]

Business_Loans_Real_Estate

Are you a business owner that needs a real estate loan? Whether you want to purchase real estate as an investment, buy property for your business location, or make renovations to your business property, there are several financing options available. Your choices will depend on several factors that include the type of real estate project […]