Over the years, consumer and government agencies have issued warnings about debt collection scams known as debt tagging. In particular, they target consumers with credit card debt or a history of payday loan use.

Students who attend for-profit colleges — nearly one-tenth of all those enrolled in higher education in 2015, according to the National Center for Educational Studies — are twice as likely to end up mired in student debt than those who applied for loans at public or nonprofit institutions, says a recent study by the Brookings Institution. If you include students at for-profit and not-for-profit colleges who didn’t borrow money, the discrepancy is even greater. For-profit college students default on loans at four times the rate of their fellows.

If you’re the beneficiary of a life insurance policy, you probably expect to receive a check in the mail. Unfortunately, your insurance company may have other plans.

If you have a blue-collar job or no college degree, you may be paying more for auto insurance than an educated, white-collar driver with the same car and driving record.