Paying hefty interest on a credit card or car loan? With the average credit card interest rate around 15 percent, some creditworthy consumers choose to transfer high interest debt to a new credit card offering a zero interest introductory rate and avoid paying interest. “Transferring a balance is essentially an opportunity for you to get… Read More
As the housing market heats up in 2013 and more consumers consider buying a home, it’s important to consider the role that your credit score plays in your ability to secure a mortgage. Conventional mortgage lenders will typically want a FICO score of at least 720, or in some cases 740, but those with a… Read More
The Irish aren’t the only ones with superstitions centering on money and wealth.
The post Luck of the Irish: 10 Money Superstitions from Around the World appeared first on Credit Sesame.
It used to be that parents handed kids cold hard cash for allowance. Thanks to the popularity of web and mobile apps, tools like AllowanceManager.com, MoneyTrail.net, and Tykoon.com now allow parents and kids to track and send their allowance online. Melody Warnick, a mother in Blacksburg, Va., turned to MoneyTrail to manage her two daughters’… Read More
Last month, several news outlets reported on a company offering an employer match for 529 college savings plans for its 600 employees, much like many employers now offer matching contributions to their employees’ 401(k) retirement plans. A 529 plan lets you deposit funds intended for eligible college expenses and grow that money tax-free. Each state… Read More
As competition among online retailers heats up, consumers have come to expect free shipping. In fact, Internet Retailer reports that 64 of the top 100 retailers in the Internet Retailer Top 500 Guide offer some sort of free shipping, which may include a minimum order amount or require the use of a promo code. UPS… Read More
With the new year here, now is a great time to think ahead to how you might improve your finances in 2013 and beyond. Do you hope to pay down debt or curb impulse spending? Or perhaps you want to boost your credit score? Whatever your resolution, Ornella Grosz, personal finance expert and author of… Read More
For many people, a car is the second largest expense after housing. Whether you’re in the market for your first set of wheels or need to replace the old family car, you’ll want to weigh your options carefully, balancing the need for a reliable vehicle with budgetary constraints and other factors. Continue reading →
When you’re madly in love and preparing to walk down the aisle, asking the other person about his or her credit history may be the furthest thing from your mind. Love conquers all, right? Continue reading →