Paying hefty interest on a credit card or car loan? With the average credit card interest rate around 15 percent, some creditworthy consumers choose to transfer high interest debt to a new credit card offering a zero interest introductory rate and avoid paying interest. “Transferring a balance is essentially an opportunity for you to get… Read More
The Irish aren’t the only ones with superstitions centering on money and wealth.
The post Luck of the Irish: 10 Money Superstitions from Around the World appeared first on Credit Sesame.
Last month, several news outlets reported on a company offering an employer match for 529 college savings plans for its 600 employees, much like many employers now offer matching contributions to their employees’ 401(k) retirement plans. A 529 plan lets you deposit funds intended for eligible college expenses and grow that money tax-free. Each state… Read More
For many people, a car is the second largest expense after housing. Whether you’re in the market for your first set of wheels or need to replace the old family car, you’ll want to weigh your options carefully, balancing the need for a reliable vehicle with budgetary constraints and other factors. Continue reading →
When you’re madly in love and preparing to walk down the aisle, asking the other person about his or her credit history may be the furthest thing from your mind. Love conquers all, right? Continue reading →
Drowning in debt is bad enough, but getting harassed by debt collectors makes it even worse. “A lot of people believe that a debt collector has every right to treat them like crap and they have to suffer in silence because they owe money,” says consumer rights lawyer Gary Nitzkin. “They don’t have to suffer abuse.” Continue reading →