The Installation and Ongoing Maintenance Costs of a Hot Tub

This guide provides an in-depth look into the installation and ongoing maintenance costs of a hot tub. Find out how much you need to budget toward maintenance expenses. A steamy, soothing soak in the hot tub helps ease most aches and pains — except for the sting of having to pay for the hot tub […]

Business Loans for Contractors

Construction contractors often experience uneven cash flow. The business is highly seasonal — lagging during the winter and then picking up in the summer. Bidding for projects is extremely competitive. Those who have enough working capital to start the job right away have an edge on cash-poor companies. If the bid is accepted, the client […]

Business Loans for Franchises

Opening a business as part of a franchise has many perks: namely, the parent company’s brand power, an established business model, and supportive infrastructure. But startup costs can be substantial — with new franchise fees alone averaging around $20,000 to $30,000 — and the new franchisee is on the hook for most of them. Of […]

How to finance tiny houses

How To Finance Tiny Houses

Massive mortgages, rising interest rates, and expensive utilities are leading to an uptick in downsizing, with many Americans shifting from suburban homesteads to so-called tiny-houses. The diminutive dwellings — generally smaller than 400 square feet with a price tag between $10,000 and $100,000 — are popular among young people, retirees and anyone in between hoping […]

How To Finance Multiple Rental Properties

How To Finance Multiple Rental Properties

Trying to expand your investments beyond stocks, bonds, and mutual funds? Consider becoming a landlord. In 2015, investment home purchases rose for the first time in five years, surging 7% to more than 1 million sales, excluding institutional investors, according to the National Association of Realtors. The median investment home sales price rose 15.3% to […]

Small Business Loans

A Complete Guide to Small Business Loans

Small businesses help fuel the U.S economy. Since the most recent recession, they accounted for two-thirds of net new jobs and now make up 99.7% of employer firms, according to the U.S. Small Business Administration. But survival isn’t a given: Only half of new businesses last five years, while only a third make it to […]

How To Get Out of Debt

$12.3 Trillion Total household debt nationwide (Source) Debt is devious. Between mortgages, credit card bills, medical bills, student loans and car payments, many Americans end up owing much more than they can handle. This year, a third of U.S. adults carried credit card debt from month to month, with 14%  rolling over $2,500 or more, […]

Best Rate Small Personal Loans Online

More than 27 million U.S. consumers have personal loans, with the average balance climbing to an estimated $7,599 by 2017, according to credit bureau TransUnion. They’re borrowing to fund sudden medical visits and car repairs, cover wedding expenses and home improvement projects or to consolidate existing debt when savings aren’t enough. Those loans are only […]

Home Improvement Loans

How To Apply For Home Improvement Loans

Home improvement projects are among the greatest satisfactions of homeownership, but also one of the major pains: paying to redo the kitchen, adding an extra bathroom or swapping out the light fixtures quickly adds up. Still, a healthier housing market is driving home improvement spending through the roof, according to the Joint Center for Housing […]

Unsecured Personal Loans

Unsecured personal loans are increasingly appealing to Americans straddled with debt and high living expenses. Roughly 14 million U.S. consumers currently use the loans. On average, their debt balances have increased  from $5,907 at the end of 2011 to $7,599 in 2016, according to credit monitoring firm TransUnion. Millennials are especially trapped. Young professionals establishing […]