Learn why it makes sense to turn your annuity payments into one lump sum rather than payments over time. The easiest way to understand an annuity is to think of insurance in the reverse. Instead of making monthly premium payments to an insurance policy and receiving a lump sum upon your death, you instead invest […]

Let’s say you save X million dollars in your combined retirement savings plans—you’ll be all ready for that retirement in the tropics you’ve been planning most of your life. Maybe you’ll even be able to work in an early retirement too. You’re on a roll and everything is working according to plan. Great! Or maybe […]