how to save money on your wedding

Weddings are expensive. Period. If you’ve put off planning your wedding because of the price tag attached to it, you’re not alone. The good news is that there are ways you can cut costs and still have the wedding of your dreams. Here are 5 simple ways to plan your perfect wedding without breaking the bank. 1) Cut […]

options when you can't refinance your student loans

If you’re struggling to make your student loan payments, or just want to pay them off faster, you’ll usually get the same advice: apply for refinancing. That’s great advice and often leads to lower interest rates and an easier repayment schedule. However, what if your application is denied? What if you can’t refinance your student loans? […]

how much does full coverage cost

Deciding whether or not to buy extra insurance is a difficult choice to make. If you purchase coverage you never end up using, then you might feel like you’ve wasted your money. On the other hand, if you buy inadequate coverage, then you might find yourself wishing you had spent more money. But how much […]

calculate your car down payment

As you probably know, a mortgage company requires a down payment before you buy a house. By putting money down upfront, the borrower shows that they’re fully invested in the property. Plus, saving up for a down payment requires patience, determination, and responsible money management – these are all things that lenders like to see. […]

avoid personal loans

When you’re strapped for cash, a personal loan may seem like an obvious solution. If collections agencies are calling you, unpaid bills are stacking up, and the refrigerator is as empty as your bank account, you might decide to look for a personal loan. However, going down that road can lead to unwanted consequences and could […]

how does the market affect reverse mortgages

When the Federal Reserve raised interest rates in 2015, it was the first time in nearly a decade. Since then, the rate has been raised twice more, most recently in March. If you expect this upward trajectory to be short-lived, you’re in for a rude awakening. The Fed expects interest rates to continue rising as […]

fha-loans-pros-cons FHA loans Ohio

FHA Loans: The Pros and Cons

With housing prices skyrocketing in major cities across the country, lots of prospective homeowners are moving their timeline up — way up. So many markets seem to be on the cusp of booming, everyone is trying to get their foot in the door before it gets slammed in their face. But as eager as some […]

Best Personal Loan Rates Online

When done responsibly, taking out a personal loan is like making an investment in your future. When done irresponsibly, it’s like gambling with fate. So how can you tell the difference between the two? Fundamentally, a sensible situation for a personal loan will lead to some kind of value beyond the dollar amount. Whether you’re […]