Best Free Checking Accounts | April 2021

Checking accounts are one of the most basic financial tools you need to achieve your financial goals. However, according to the FDIC1 about 25% of households in the U.S. are either unbanked or underbanked. If you want to open a checking account without paying a monthly maintenance fee, read on.

Many people believe that banking is expensive and that you have to pay fees or maintaing outrageously high balances to waive monthly service charges. It is one of the reasons millions of Americans don't have a bank account.

The good news is that is not true. There are many checking accounts that don't charge a maintenance fee. The best free checking accounts do more than save you money by having no monthly fees. They also offer other free services or even pay interest.

Here is our list of the best free checking accounts available.