Best "No-Closing-Cost" Refinance Loans | August 2022

Refinancing your mortgage includes closing costs, but some lenders waive the origination fees or even offer refinance loans with no upfront lender fees.

Refinancing a mortgage comes with closing costs just like the original home loan. These costs typically include origination fees, mortgage points, appraisal, and underwriting fees. On average, it costs $5,000 in closing costs to refinance a loan, according to a study by Freddie Mac. However, some lenders allow you to avoid the upfront cost by offering so-called "no-closing-cost" refinance loans.

Here is our list of the best lenders that offer refinance loan options that don't charge origination fees.

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