If you have some savings lying around in an account, you should ask yourself, “Am I earning as much interest as I could be?” If you’re keeping your money in a savings account, the answer is usually no. Although some banks and credit unions do offer high-yield account options, a certificate of deposit (CD) will […]
Banks are notorious for sneaking in fees you didn’t even know existed. Take for example, bank teller fees, check copy fees, early account closure fees, and the grandaddy of them all, the non-sufficient fund, or NSF, fee. However, a new wave of bank transparency is sweeping the industry. Consumers are savvier than ever when it […]
If you want to stash your cash somewhere safe but don’t want to deal with an ultra-low annual percentage yield (APY) in your savings account, you can put your money into a certificate of deposit (CD) instead. You’ll not only earn a higher APY, but you’ll also be restricted from taking withdrawals for a period […]
Credit unions typically offer low fees and competitive interest rates, making them an attractive alternative to banks. They can afford to do so because they’re not-for-profit: credit unions are owned by their own members, not anonymous investors. While banks use profits to pay owners and shareholders, credit unions give their profits back to their membership. […]
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