What is a cd or certificate of deposit

If you have some savings lying around in an account, you should ask yourself, “Am I earning as much interest as I could be?” If you’re keeping your money in a savings account, the answer is usually no. Although some banks and credit unions do offer high-yield account options, a certificate of deposit (CD) will […]

top 50 credit union in the US

If you’re considering a credit union, you are probably attracted to the low fees and competitive interest rates. One of the reasons they can afford to do so because they’re not-for-profit. Credit unions are owned by their own members, not anonymous investors. While banks use profits to pay owners and shareholders, credit unions give their […]