travel-credit-cards-planning-2

The first ever traveler’s check was issued on January 1, 1772, by the London Credit Exchange Company. It came into being long before the first credit card in 1958. The question is, are traveler’s checks obsolete or do they still have a place in modern travel? What is a traveler’s check? A traveler’s check is […]

Top reasons debit card declined

These are the top reasons your debit card was declined and what you can do to avoid it happening again. You’re standing in line at the grocery store and after waiting for 15 minutes, it’s finally your turn. You look back and there is a line of people behind you as far as you can […]

Opening a joint account

Have you reached a point in life where you are ready to share a financial account with another person? Maybe it’s a business partner, a friend, a romantic partner, or a child. If so, opening a joint account may be the right move for you. However, before you do so, there are some risks and […]

cash back credit card better travel credit card

Are you preparing to travel overseas? One thing you’ll need to figure out is how you’ll access your money while abroad. Some travelers make the mistake of assuming that the financial set up they have at home will work fine in other countries. Unfortunately, that is not often the case. Here’s a closer look at […]

best online checking accounts

58% percentage of people who go to a branch to open an account Looking for the best online checking accounts? You’re not alone. Every year, more Americans bank online, particularly through their smartphones, and banks are responding with a wide range of offerings. For instance, only 59% of customers go to a bank branch to apply […]

SunTrust BB&T Merger

The wave of bank mergers has started. Brian Moynihan, CEO of BofA, called it “simply a matter of time,” earlier this year at the World Economic Forum in Davos. Today, BB&T and SunTrust announced a $66 billion merger. If the deal goes through, they will become the sixth largest bank in the United States based on assets and […]

Robinhood-checking-accounts

After making a name for themselves with a successful online trading platform, Robinhood offered its customers a no-fee Robinhood Checking and Savings account. Well, it did for a couple of days before the Securities Investor Protection Corporation, SIPC, stepped in. Invitations were to be sent out beginning in January 2019 to open these accounts but now […]

axos bank review

Founded in 2000 as a digital bank, Axos Bank has since grown into a full-fledged, tech-based financial services company. It serves individuals, businesses, and institutions. A key benefit of this bank is that it incurs lower overhead costs compared to traditional banks. This results in more favorable rates, terms, and fees for their customers. Axos Bank’s products include: […]

A transaction that brings your bank account balance below zero is known as an overdraft. When this occurs, your bank or credit union will charge you an overdraft fee.  However, its not that hard to avoid overdraft fees. Unfortunately, overdraft fees are a common expense consumers face. In fact, Americans spent $34.3 billion in overdraft fees in […]