Article Summary It is OK to have multiple bank accounts, checking accounts included. This article will tell you why having multiple accounts isn’t just OK but could be a good idea. It will also tell you the disadvantages of multiple accounts. If you have questions about having multiple accounts, you’ve come to the right place. […]
Regardless of where you work or how you get paid, it is almost always easier to get paid digitally and automatically than waiting on a paper paycheck. You might be wondering if there is a better way out there for an employee to get paid. That is where direct deposits come in handy. Setting up […]
Do you want to make cashing your paycheck, paying monthly bills, and keeping tabs on your money a cinch? Our guide explains how to open a checking account. Most people value convenience, want security, and need easy access to their cash. With a bank account, you get all three. How to open a checking account: […]
According to a recent survey by the FDIC, 25% of U.S. households are unbanked or underbanked. Unbanked households have no bank account at all. Underbanked households have a bank account, but they still use financial services outside the banking system to make ends meet, such as payday loans. If you’re one of the millions of […]
Sending money overseas is big business. In 2019, people paid more than $47 billion in money transfer fees. In total, over $700 billion were sent to other countries in small amounts — mostly by migrants workers wiring money home (source). These money transfers are not cheap. The average cost to send a remittance (a.k.a money […]
Banks are notorious for sneaking in fees you didn’t even know existed. Take for example, bank teller fees, check copy fees, early account closure fees, and the grandaddy of them all, the non-sufficient fund, or NSF, fee. However, a new wave of bank transparency is sweeping the industry. Consumers are savvier than ever when it […]
Teaching kids about money is not easy nowadays. Despite the recession to end all recessions, many still don’t understand the value of a dollar. The age-old adage “money doesn’t grow on trees” doesn’t seem to compute, especially when it pertains to buying that new outfit or game. But, as the song goes, the children are our […]
Thomas Edison is universally recognized as a genius inventor, but he was as good a salesman and businessman as he was a inventor and innovator. Some of his views on money, finance, and monetary policy were so ahead of their time they still sound current and progressive today. Let’s look at some of Edison’s most […]
The Irish aren’t the only ones with superstitions centering on money and wealth.
The post Luck of the Irish: 10 Money Superstitions from Around the World appeared first on Credit Sesame.
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