how to get a credit card without credit

Article Summary: When you have no credit history, a credit card issuer has nothing to judge you upon to see if you are a credit risk. That makes qualifying for starter credit cards difficult and higher credit limits impossible. But through some techniques, such as using secured credit cards or personal loans, you can build […]

Woman shopping with credit card

 Article Summary: Credit card issuers can sometimes cancel unused cards. Canceling a credit can be a good idea to cancel a credit card if you’re not using it for multiple reasons. However, it’s a good idea to keep a few different credit cards active to improve your credit history and credit score. Imagine you open […]

How To Find My Debit Card Number Online

Article Summary: If you’re trying to find your debit card number online, you’ve come to the right place. If there’s a way to do this in your case, this article will guide you in the right direction. If there’s not, this article will tell you why that might be good news. Read on to learn […]

travel-credit-cards-planning-2

Paper money may soon be obsolete.  You may have already converted your life to online payments, Apple Pay, and contactless credit card payment. This works well at home but probably isn’t the best strategy when traveling abroad, especially outside major cities. Here’s how we do it. You will need cash when traveling in Europe and […]

what age should you get a debit card?

Article Summary Using a debit card has advantages over using a credit card. It also has advantages over using cash or a check. Read this article to find out what these advantages are. If you share this writer’s memory of older debit cards, you probably don’t miss them. You could use them in far fewer […]

Can you use a debit card to book a hotel

Article Summary: Most hotels will let you reserve a room with either a credit card or a debit card. If you decide to book your room with a debit card, you should keep a few things in mind. One of the most important of these is the hold the hotel will put on your card. […]

Gamification of Finance

Gamification may be a modern buzzword in business these days, but there’s nothing new about the idea that we learn from play. “Play so that you may be serious.” – Anacharsis 6th BCE From team sports to puzzles and video games, people love games. By applying game mechanics to boring or stressful activities, they can […]