mastercard on top of visa card on top of wallet with some cash

Article Summary: A balance transfer is the transfer of debt owed on a credit card or loan to another line of credit. Usually, balance transfers only make sense if you transfer a balance from a higher interest rate to a lower one. It can take up to six weeks for your debt balance to transfer […]

What is 0% APR

What is a 0% APR offer?

Are you applying for a new credit card? If so, you’ve probably encountered 0% APR offers. In the right situation, this perk can be hugely beneficial. A 0% APR credit card offer can help you pay off your debt or cover costs in an emergency. But there’s a catch: no 0% APR offer lasts forever. […]