how to get a credit card without credit

Article Summary: When you have no credit history, a credit card issuer has nothing to judge you upon to see if you are a credit risk. That makes qualifying for starter credit cards difficult and higher credit limits impossible. But through some techniques, such as using secured credit cards or personal loans, you can build […]

Woman shopping with credit card

 Article Summary: Credit card issuers can sometimes cancel unused cards. Canceling a credit can be a good idea to cancel a credit card if you’re not using it for multiple reasons. However, it’s a good idea to keep a few different credit cards active to improve your credit history and credit score. Imagine you open […]

travel-credit-cards-planning-2

Paper money may soon be obsolete.  You may have already converted your life to online payments, Apple Pay, and contactless credit card payment. This works well at home but probably isn’t the best strategy when traveling abroad, especially outside major cities. Here’s how we do it. You will need cash when traveling in Europe and […]

Can you use a debit card to book a hotel

Article Summary: Most hotels will let you reserve a room with either a credit card or a debit card. If you decide to book your room with a debit card, you should keep a few things in mind. One of the most important of these is the hold the hotel will put on your card. […]

Gamification of Finance

Gamification may be a modern buzzword in business these days, but there’s nothing new about the idea that we learn from play. “Play so that you may be serious.” – Anacharsis 6th BCE From team sports to puzzles and video games, people love games. By applying game mechanics to boring or stressful activities, they can […]

oneworld alliance

Whether you fly for business, pleasure, or both, having a positive travel experience is probably high on your list. Part of that experience includes earning points/miles, breezing through security, boarding your plane early, or hanging out at a lounge before you catch your next flight. And if you book your next flight through the Oneworld […]

Best student credit cards maximize credit card rewards

When shopping for a personal credit card, it’s essential to weigh all your options. After all, credit cards aren’t just a convenient way to spend money. They’re also a great way to earn rewards and perks with every dollar you spend. That’s why cashback credit cards are such a popular choice. Some cashback credit cards […]

Which airlines will refund me for coronavirus cancellations?

As of September 2019, Emirates Skywards is the newest airline partner of Chase’s Ultimate Rewards Program.  What does the new Emirates Skywards partnership mean for you? If you have an eligible Chase credit card, you will now be able to convert your Chase Ultimate Rewards points into Emirates Skywards miles. Program Highlights: Make transfers at a […]