Signing a check

According to a recent survey by the FDIC, 25% of U.S. households are unbanked or underbanked. Unbanked households have no bank account at all. Underbanked households have a bank account, but they still use financial services outside the banking system to make ends meet, such as payday loans. If you’re one of the millions of […]


The first ever traveler’s check was issued on January 1, 1772, by the London Credit Exchange Company. It came into being long before the first credit card in 1958. The question is, are traveler’s checks obsolete or do they still have a place in modern travel? What is a traveler’s check? A traveler’s check is […]

Prepaid Credit Card That Builds Credit

There’s no such thing as a prepaid credit card that builds credit. In fact, the term “prepaid credit card” itself is a misnomer. There are two different products it could be describing: a secured credit card or a prepaid debit card. Read on to learn about the differences, what each can and can’t do, and […]

Difference Between a Secured Card and a Prepaid Card

If you have bad credit, you’ve likely gotten mail offers and seen online advertisements for secured credit cards and prepaid debit cards. Before you jump on an offer, though, it’s important to understand the difference between a secured card and a prepaid card, and which option you need right now. To help you understand, we’ll […]

American Express Bluebird

Jump to a section Requirements for American Express Bluebird How to fund for the card Rewards and Benefits What are the costs? How secure is American Express Bluebird? Bluebird American Express Customer Service Pros and Cons About the Card How to Apply for American Express Bluebird Looking for the convenience of a credit card, but […]

NetSpend Preapid debit card

If you’re looking for a prepaid debit card, you might be overwhelmed with the selection. The NetSpend Prepaid Card can be a good option if you use it right, but watch out for the fees. Read on to learn more about the NetSpend Prepaid Card and whether it’s right for you. NetSpend Prepaid Card: The […]

prepaid debit cards

Sticking to your monthly budget isn’t always easy. If you use credit cards, there’s always the chance that you’ll overspend. Using your debit card to pay for everything can also be risky, with overdraft charges looming if your balance gets low. And the fact of the matter is, you can’t use cash for everything anymore. […]

prepaid cards

How Do Prepaid Debit Cards Work?

Prepaid debit cards are becoming more popular as a payment method. More than 23 million people use them regularly (source). For many, they offer a simple money management system. For others, they’re an alternative to other payment methods they either can’t or don’t want to have. In this article, we’ll explore how prepaid debit cards […]

Rise of prepaid cards causes CFPB to set new regulations

Prepaid cards are one of the newest and fastest growing sectors in the electronic payment business. In 2003, the reloadable cards sector — another name for prepaid cards — was a small niche worth approximately $1 billion. Fast forward to 2012, and the prepaid cards sector was valued at $65 billion. By 2018, the sector […]