Article Summary: A NetSpend prepaid debit card is a reloadable and prepaid card that allows you to complete transactions without a bank account. NetSpend offers prepaid MasterCard and Visa debit cards, and all cards are insured by the FDIC. Someone can send money to your NetSpend card via direct deposit, through a PayPal account, or […]
Article Summary: Can you still get a debit card though you don’t have a Social Security number? Yes, you can. You can also get a good bank account and a credit card if you want. This article will tell you how. When it comes to personal finance, a debit card (or a credit card) is […]
Article Summary: If you’re trying to find your debit card number online, you’ve come to the right place. If there’s a way to do this in your case, this article will guide you in the right direction. If there’s not, this article will tell you why that might be good news. Read on to learn […]
Article Summary Using a debit card has advantages over using a credit card. It also has advantages over using cash or a check. Read this article to find out what these advantages are. If you share this writer’s memory of older debit cards, you probably don’t miss them. You could use them in far fewer […]
Article Summary: Most hotels will let you reserve a room with either a credit card or a debit card. If you decide to book your room with a debit card, you should keep a few things in mind. One of the most important of these is the hold the hotel will put on your card. […]
According to a recent survey by the FDIC, 25% of U.S. households are unbanked or underbanked. Unbanked households have no bank account at all. Underbanked households have a bank account, but they still use financial services outside the banking system to make ends meet, such as payday loans. If you’re one of the millions of […]
The first ever traveler’s check was issued on January 1, 1772, by the London Credit Exchange Company. It came into being long before the first credit card in 1958. The question is, are traveler’s checks obsolete or do they still have a place in modern travel? What is a traveler’s check? A traveler’s check is […]
There’s no such thing as a prepaid credit card that builds credit. In fact, the term “prepaid credit card” itself is a misnomer. There are two different products it could be describing: a secured credit card or a prepaid debit card. Read on to learn about the differences, what each can and can’t do, and […]
If you have bad credit, you’ve likely gotten mail offers and seen online advertisements for secured credit cards and prepaid debit cards. Before you jump on an offer, though, it’s important to understand the difference between a secured card and a prepaid card, and which option you need right now. To help you understand, we’ll […]
Sticking to your monthly budget isn’t always easy. If you use credit cards, there’s always the chance that you’ll overspend. Using your debit card to pay for everything can also be risky, with overdraft charges looming if your balance gets low. And the fact of the matter is, you can’t use cash for everything anymore. […]
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