Category: Debt Settlement

Many of us carry student loan debt. Unfortunately, though, not everyone can easily make on-time payments to pay off that debt. That’s when problems begin to arise. Perhaps you’ve gone into delinquency or default, and the loan company has decided to sue you. If you are having problems with student loan repayment, whether you are at […]

Freedom Debt Relief is the largest debt resolution company in the U.S. Based in San Mateo, California, Freedom Debt Relief helps debtors negotiate down debt and avoid bankruptcy. Customers commonly seek out these services when they can’t afford monthly payments and home refinancing or debt consolidation are not options. $8 billion Amount of debt Freedom Debt […]

When you’re in over your head with debt, you might feel there is no way out. In those cases, turning to a debt settlement company might be a good option. But be aware of all your options, and study the terms and fees involved, as well as any impact a settlement might have on your credit […]

Getting into financial trouble can be overwhelming. Many people shove it under the rug, but that only works for so long. There comes a time when you need to face the music and find the best way out. In 2016, 794,960 Americans chose to file bankruptcy, according to U.S. Federal courts. Is that the best […]

It seems inconceivable now, but there was a time when there were debtor’s prisons in the U.S. for those who couldn’t pay their bills. Fortunately, you can no longer be criminally prosecuted for failing to pay what is known as a civil debt, including credit cards, loans or medical bills. Despite the protections that consumers […]

Debt is part of most Americans’ lives. We have houses, college degrees and cars that are bought using financing, and loans and credit cards that are used to fund other purchases. The average U.S. household has $5,700 in credit card debt alone. While carefully managed debt can help you to build your credit, it can […]

During a medical emergency, how you’re going to pay the medical bill or if unpaid medical bills will end up on your credit report are the last things on your mind. You may not even know how much this unexpected event will cost until you get the medical bill. Medical bills are so dangerous because, […]

3.2 Million U.S. homeowners who owes more on their house than the property is worth.(Source) Are you one of the 3.2 million U.S. homeowners who owes more on their house than the property is worth? Being upside down on a mortgage is stressful, but not uncommon. If you purchased your home at the peak of the market […]