debt consolidation loans

Bad credit scores affect more people than you may think. Roughly 77 million Americans have a debt that is at least 180 days past due (source). If you are one of them, you may struggle to find lenders who will accept your loan applications. This guide provides explains in detail what options are available to people […]

Financial goals

What are your goals in life? Do you want to travel, go to college, start a family, retire at 40, build a business, or all of the above? Regardless of what your dreams are, reaching them usually requires careful planning and money. These five steps will help you set and achieve your financial goals. 1. […]

Puzzle pieces used to symbolize consolidation of credit card debt into a single loan

Are you drowning in credit card debt? Even if you’re making the minimum payments each month, chances are the balances aren’t decreasing as fast as you’d like them to. And if money’s tight, it may be tough to ramp up debt-payoff efforts. So, you decide to look into consolidating your credit card debt. But is […]

credit card consolidation loan

Have your credit card accounts gotten a little out of control? Maybe more than a little? Are you wondering what you can do to help you manage your debt more effectively? Bringing it all together under one lender with one payment is a solid option, which brings us to credit card consolidation personal loans. Aside […]

debt consolidation excessive debt

In 1964, United States Supreme Court Justice Potter Stewart attempted to describe his threshold test for obscenity in Jacobellis v. Ohio, famously saying it was difficult to define, but “I know it when I see it.” People often think of excessive debt this way. They may not have a ready definition for what counts as excessive […]

Best credit card debt consolidation loans

If you’re one of the millions of Americans struggling with credit card debt, you know how stressful and confusing it can be to keep track of all the payment dates, the variable interest rates and how long that 0% APR offer (which sounded so good at the time) is going to last. When you factor […]

consolidate debt collections

You hit a bump in the financial road and some of your debt has gone into collections. And the collections agencies won’t stop calling. It’s enough to make you crazy. Are there any solutions other than just paying what you owe as soon as you can? One option you can consider is debt consolidation for […]

Manage Multiple Sources of Debt

The amount of debt that U.S. households have is growing, reaching $12.58 billion, according to the 2017 report from the Federal Reserve, which is the highest since 2008. But is being in debt a good thing or a bad thing? The truth is that it can be both depending on the types of debt. The […]


Is your business suffering from cash flow problems?  According to the Federal Reserve’s 2016 Small Business Credit Survey, 61% of employer small businesses faced financial challenges last year, and 25% had trouble paying their debt. If you are in this position, business debt consolidation can help you get the situation under control. Debt consolidation is […]

Consolidation Options for Federal and Private Student Loans

Are you drowning in student loan debt and wondering what the best strategy is for managing it? Today, 40 Million Americans have student loan debt. You’re not alone. 40 Million Americans have student loan debt (Source) Many are looking to student loan consolidation for help. Learn more about federal and private debt consolidation and which […]