If you’re scrambling to pay your credit card bills each month, and juggling payments is becoming increasingly difficult, you’re not alone. According to a 2015 report by the Consumer Financial Protection Bureau, credit card balances in the U.S. are currently more than $925 billion. $925 Billion Credit Card Balance in U.S (Source) Combining your credit […]
Category: Debt Consolidation
If you have more debt than you can handle, you may be thinking of getting a debt consolidation loan to ease your financial burden. What is the best way to go about it? How do you even go about getting a debt consolidation loan? This article provides an in-depth look into how to apply for […]
Are you drowning in credit card debt? This guide will explain how you can consolidate credit card debt into a single more manageable loan. We will also answer the following questions: Why can credit card debt become a serious issue? What is credit card consolidation? Is debt consolidation a viable option for your financial situation What to […]
Save money by moving your high-interest credit card debt to a low-interest balance transfer credit card. The average American household with credit card debt owes more than $15,000 spread over 5 credit cards. That’s a lot of debt to manage. Having to arrange multiple payments for a deck of credit cards doesn’t make things any […]
The holiday meals are long digested, and the presents seem like a distant memory when your January credit card statements come flooding in and break you out of a post-holiday stupor. If you spent more than you planned to make the season merry and bright, some budget triage is probably in order to get back […]
Managing your personal finances successfully should definitely be on the top of your to do list. You know that a well-ordered financial house makes for a smoother, happier life, but the idea of getting your finances in order can be a bit daunting. Clear up the confusion with this handy guide on how to create […]
When debt piles up, you have several options for paying it back, including debt consolidation. However, your credit can be affected by debt consolidation. What is debt consolidation? Debt consolidation means taking out one new debt consolidation loan large enough to repay some or all of your outstanding debt. You get the money, pay off […]
Are you juggling monthly payments from multiple loans, while struggling to make ends meet? You might be tempted to take out a debt consolidation loan to streamline your payments. But for many debtors, debt consolidation loans are not the best option. When you’re in debt, it’s essential to weigh your options carefully. Before attempting to […]
In the class of 2018, about 69% of college graduates took out student loans to afford their tuition, according to the Federal Reserve. That means that the vast majority of graduates are carrying student debt. And students aren’t the only ones dragging debt around. Between student loans, home loans, auto loans, and more, 80.9% of […]
Drowning in debt is bad enough without having to deal with harassment from an army of debt collectors. Are you struggling to get out of debt while fending off a relentless barrage of debt collectors? We’ll help you get the debt collectors off your back so you can focus on downsizing your debt. Read on […]